{"id":57952,"date":"2025-05-18T09:03:22","date_gmt":"2025-05-18T00:03:22","guid":{"rendered":"https:\/\/m9js.shop\/blog\/lifestyle\/credit-score-management-tips-for-newcomers"},"modified":"2025-05-18T09:03:25","modified_gmt":"2025-05-18T00:03:25","slug":"credit-score-management-tips-for-newcomers","status":"publish","type":"post","link":"https:\/\/m9js.shop\/blog\/lifestyle\/credit-score-management-tips-for-newcomers","title":{"rendered":"\uc0ac\ud68c \ucd08\ub144\uc0dd\uc744 \uc704\ud55c \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \ud301"},"content":{"rendered":"<ul class=\"toc_post_list\">\n<li>\n<h2>\ubaa9\ucc28<\/h2>\n<ul>\n<li><a href=\"#%ec%82%ac%ed%9a%8c-%ec%b4%88%eb%85%84%ec%83%9d%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98-%ea%b4%80%eb%a6%ac-%ed%8c%81-TSvhrtMCio\">\uc0ac\ud68c \ucd08\ub144\uc0dd\uc744 \uc704\ud55c \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \ud301<\/a><\/li>\n<li><a href=\"#1-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98%ec%9d%98-%ea%b8%b0%eb%b3%b8-%ec%9d%b4%ed%95%b4%ec%99%80-%ec%a4%91%ec%9a%94%ec%84%b1-TSvhrtMCio\">1. \uc2e0\uc6a9 \uc810\uc218\uc758 \uae30\ubcf8 \uc774\ud574\uc640 \uc911\uc694\uc131<\/a><\/li>\n<li><a href=\"#2-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98-%ea%b4%80%eb%a6%ac-%ec%a0%84%eb%9e%b5%ea%b3%bc-%ec%8b%a4%ec%b2%9c-%eb%b0%a9%eb%b2%95-TSvhrtMCio\">2. \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \uc804\ub7b5\uacfc \uc2e4\ucc9c \ubc29\ubc95<\/a><\/li>\n<li><a href=\"#3-%ec%82%ac%eb%a1%80-%ec%97%b0%ea%b5%ac%ec%99%80-%ec%9d%b8%ea%b8%b0-%ed%8c%81-%ec%82%ac%ed%9a%8c-%ec%b4%88%eb%85%84%ec%83%9d%eb%93%a4%ec%9d%98-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98-%ea%b4%80-TSvhrtMCio\">3. \uc0ac\ub840 \uc5f0\uad6c\uc640 \uc778\uae30 \ud301: \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc758 \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \uacbd\ud5d8<\/a><\/li>\n<li><a href=\"#4-%eb%af%b8%eb%9e%98-%eb%8c%80%eb%b9%84-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98-%ea%b0%9c%ec%84%a0-%eb%b0%a9%ec%95%88%ea%b3%bc-%ec%a2%85%ed%95%a9-%ec%9a%94%ec%95%bd-TSvhrtMCio\">4. \ubbf8\ub798 \ub300\ube44 \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120 \ubc29\uc548\uacfc \uc885\ud569 \uc694\uc57d<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>    <title id=\"%ec%82%ac%ed%9a%8c-%ec%b4%88%eb%85%84%ec%83%9d%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98-%ea%b4%80%eb%a6%ac-%ed%8c%81-TSvhrtMCio\">\uc0ac\ud68c \ucd08\ub144\uc0dd\uc744 \uc704\ud55c \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \ud301<\/title><\/p>\n<p>      body { font-family: Arial, sans-serif; line-height: 1.6; }<br \/>\n      h1, h2 { color: #2c3e50; }<br \/>\n      p { margin-bottom: 1em; text-align: justify; }<br \/>\n      ul { margin: 1em 0; padding-left: 40px; }<\/p>\n<h1 id=\"%ec%82%ac%ed%9a%8c-%ec%b4%88%eb%85%84%ec%83%9d%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98-%ea%b4%80%eb%a6%ac-%ed%8c%81-TSvhrtMCio\">\uc0ac\ud68c \ucd08\ub144\uc0dd\uc744 \uc704\ud55c \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \ud301<\/h1>\n<p><img decoding=\"async\" src=\"https:\/\/m9js.shop\/blog\/wp-content\/uploads\/2025\/05\/ec82aced9a8c-ecb488eb8584ec839dec9d84-ec9c84ed959c-ec8ba0ec9aa9-eca090ec8898-eab480eba6ac-ed8c81.jpeg\" alt=\"\uc0ac\ud68c \ucd08\ub144\uc0dd\uc744 \uc704\ud55c \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \ud301\" \/><\/p>\n<p>\uc0ac\ud68c \ucd08\ub144\uc0dd\uc73c\ub85c\uc11c \uc55e\uc73c\ub85c\uc758 \uacbd\uc81c \uc0dd\ud65c\uc744 \uc2dc\uc791\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc2e0\uc6a9 \uc810\uc218\ub294 \uae08\uc735 \uac70\ub798, \ub300\ucd9c, \uc9d1 \uad6c\ub9e4, \uc2ec\uc9c0\uc5b4 \ucde8\uc5c5\uae4c\uc9c0 \uc5ec\ub7ec \ubd84\uc57c\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc774 \uae00\uc740 \uc2e0\uc6a9 \uc810\uc218\uc758 \uae30\ubcf8 \uac1c\ub150\ubd80\ud130 \uad00\ub9ac \ubc29\ubc95, \uc2e4\uc81c \uc0ac\ub840, \uadf8\ub9ac\uace0 \ubbf8\ub798\ub97c \ub300\ube44\ud55c \uac1c\uc120 \ubc29\uc548\uae4c\uc9c0 \ud3ed\ub113\uac8c \ub2e4\ub8e8\uc5b4 \ucd08\ub144\uc0dd\ub4e4\uc774 \uc2e0\uc6a9 \uad00\ub9ac\ub97c \uccb4\uacc4\uc801\uc73c\ub85c \ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uace0\uc790 \ud569\ub2c8\ub2e4. \uc544\ub798\uc758 \ub124 \uac1c \uc139\uc158\uc73c\ub85c \uad6c\uc131\ub41c \uc774 \uae00\uc740 \uac01 \uc139\uc158\ub9c8\ub2e4 10\uac1c \uc774\uc0c1\uc758 \ub2e8\ub77d\uacfc 5,000\uc790 \uc774\uc0c1\uc758 \uc0c1\uc138\ud55c \uc124\uba85\uc744 \ud3ec\ud568\ud558\uace0 \uc788\uc5b4 \uc2e0\uc6a9 \uad00\ub9ac\uc5d0 \uad00\ud55c \uc885\ud569\uc801\uc778 \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"1-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98%ec%9d%98-%ea%b8%b0%eb%b3%b8-%ec%9d%b4%ed%95%b4%ec%99%80-%ec%a4%91%ec%9a%94%ec%84%b1-TSvhrtMCio\">1. \uc2e0\uc6a9 \uc810\uc218\uc758 \uae30\ubcf8 \uc774\ud574\uc640 \uc911\uc694\uc131<\/h2>\n<p>\uc2e0\uc6a9 \uc810\uc218\ub294 \uac1c\uc778\uc758 \uc2e0\uc6a9 \uac70\ub798 \uc774\ub825\uc744 \uae30\ubc18\uc73c\ub85c \uc0b0\ucd9c\ub418\uba70, \uae08\uc735\uae30\uad00\ub4e4\uc740 \uc774\ub97c \ud1b5\ud574 \ub300\ucd9c \uc0c1\ud658 \ub2a5\ub825\uacfc \uc2e0\uc6a9 \uc704\ud5d8\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \uc2e0\uc6a9 \uc810\uc218\ub294 \ub2e8\uc21c\ud788 \uc22b\uc790\ub85c \ud45c\ud604\ub418\ub294 \uac83 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac00\uc9c0\uba70, \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uc55e\uc73c\ub85c \ub9de\ub2e5\ub728\ub9b4 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud669\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc740\ud589 \ub300\ucd9c, \uce74\ub4dc \ud55c\ub3c4 \uc2b9\uc778, \uc8fc\ud0dd \uc784\ub300 \ub4f1\uc5d0\uc11c \uc2e0\uc6a9 \uc810\uc218\ub294 \uacb0\uc815\uc801\uc778 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc774 \uc139\uc158\uc740 \uc2e0\uc6a9 \uc810\uc218\uc758 \uac1c\ub150, \uc0b0\ucd9c \ubc29\uc2dd \ubc0f \uadf8 \uc911\uc694\uc131\uc744 \uc2ec\ub3c4 \uc788\uac8c \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n<p>\ud604\ub300 \uc0ac\ud68c\uc5d0\uc11c \uc2e0\uc6a9\uc740 \uac1c\uc778\uc758 \uae08\uc735 \uc774\ub825\uacfc \uacbd\uc81c \ud65c\ub3d9\uc758 \ud22c\uba85\uc131\uc744 \ub098\ud0c0\ub0b4\ub294 \uc911\uc694\ud55c \uc9c0\ud45c\uc785\ub2c8\ub2e4. \uae08\uc735 \uae30\uad00\ub4e4\uc740 \uace0\uac1d\uc758 \uc2e0\uc6a9 \uc810\uc218\ub97c \ucc38\uace0\ud558\uc5ec \ub300\ucd9c \uc5ec\ubd80\uc640 \uc2e0\uc6a9 \ud55c\ub3c4\ub97c \uacb0\uc815\ud558\ub294\ub370, \uc774\ub294 \uc0ac\ud68c \ucd08\ub144\uc0dd\uc5d0\uac8c \uc788\uc5b4 \uccab \uae08\uc735 \uac70\ub798\uc5d0\uc11c\ubd80\ud130 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacf5\ubd80\ub97c \uc2dc\uc791\ud558\ub294 \ucd08\ub144\uc0dd \uc785\uc7a5\uc5d0\uc11c\ub294 \ucda9\ubd84\ud55c \uc815\ubcf4\uc640 \uc900\ube44\uac00 \ubd80\uc871\ud558\uc5ec \uae08\uc735 \uae30\uad00\uc758 \uc2e0\ub8b0\ub97c \uc5bb\uae30 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc2e0\uc6a9 \uc810\uc218\uc758 \uac1c\ub150\uc744 \uc815\ud655\ud788 \uc774\ud574\ud558\uace0 \uad00\ub9ac\ud558\ub294 \uac83\uc740 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\ub294 \uccab\uac78\uc74c\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc2e0\uc6a9 \uc810\uc218\ub294 \uc8fc\ub85c \uc2e0\uc6a9 \uac70\ub798 \ub0b4\uc5ed, \ub300\ucd9c \uc0c1\ud658 \uae30\ub85d, \uce74\ub4dc \uc0ac\uc6a9 \ud328\ud134, \uadf8\ub9ac\uace0 \ud604\uc7ac\uc758 \ubd80\ucc44 \uc0c1\ud0dc \ub4f1\uc744 \uc885\ud569\ud558\uc5ec \uc0b0\ucd9c\ub429\ub2c8\ub2e4. \ub300\ud45c\uc801\uc778 \uc2e0\uc6a9 \ud3c9\uac00 \ubc29\uc2dd\uc73c\ub85c\ub294 FICO \uc810\uc218\uc640 \uac19\uc740 \ubaa8\ub378\uc774 \uc788\uc73c\uba70, \uc774 \ubaa8\ub378\uc740 \uccb4\uacc4\uc801\uc778 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud1b5\ud574 \uac1c\uc778\uc758 \uae08\uc735 \uac74\uc804\uc131\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc2e0\uc6a9 \uac70\ub798 \ub0b4\uc5ed\uc5d0 \uc788\uc5b4 \uc5f0\uccb4 \uae30\ub85d\uc774 \ud55c \ubc88\uc774\ub77c\ub3c4 \uc0dd\uae30\uba74 \uc804\uccb4 \uc810\uc218\uc5d0 \ud070 \uc601\ud5a5\uc744 \uc8fc\uac8c \ub429\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc740 \ud754\ud788 \uccab \uc9c1\uc7a5\uc744 \uad6c\ud558\uac70\ub098, \uccab \uae08\uc735 \uac70\ub798\ub97c \uc2dc\uc791\ud560 \ub54c \uc774\ub7ec\ud55c \uc810\uc218 \uccb4\uacc4\uc758 \uc555\ubc15\uc744 \uccb4\uac10\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p>\ud55c\uad6d\uc758 \uacbd\uc6b0 \uc2e0\uc6a9 \ud3c9\uac00 \ubaa8\ub378\uc740 \ub2e4\uc591\ud558\uac8c \uc874\uc7ac\ud558\uba70, \uac01 \uae08\uc735\uae30\uad00\uc740 \uace0\uc720\uc758 \uae30\uc900\uc5d0 \ub530\ub77c \uc810\uc218\ub97c \ubd80\uc5ec\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ucd5c\uadfc \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74, 20\ub300 \ucd08\ubc18 \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc758 \uc2e0\uc6a9 \uc810\uc218 \ubd84\ud3ec\ub294 \ud3c9\uade0 650\uc810 \uc804\ud6c4\ub85c \ub098\ud0c0\ub098\uba70, \uc774\ub7ec\ud55c \ud3c9\uade0\uac12\uc740 \ub300\ucd9c \uc870\uac74\uc774\ub098 \uae08\ub9ac \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uac70\ub798\uc5d0\uc11c \uc8fc\uc694\ud55c \uae30\uc900\uc774 \ub429\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\ub4e4\uc740 \uc2e0\uc6a9 \uc810\uc218\ub97c \ud1b5\ud574 \uace0\uac1d\uc758 \ub300\ucd9c \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\ub294\ub370, \uc774\ub294 \ub2e8\uc21c\ud788 \uc22b\uc790\ubfd0 \uc544\ub2c8\ub77c \uace0\uac1d\uacfc\uc758 \uc2e0\ub8b0 \uad00\uacc4\ub97c \uc99d\uc9c4\uc2dc\ud0a4\ub294 \uc5ed\ud560\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2e0\uc6a9 \uc810\uc218\uc758 \uc0b0\ucd9c \uacfc\uc815\uc740 \ud22c\uba85\ud558\uc9c0 \uc54a\ub2e4\uace0 \uc0dd\uac01\ud560 \uc218 \uc788\uc73c\ub098, \uc2e4\uc81c\ub85c \uac01 \uc694\uc18c\ub4e4\uc774 \uc138\uc2ec\ud558\uac8c \uace0\ub824\ub418\uba70, \uc774\ub97c \ud1b5\ud574 \uae08\uc735 \uc2dc\uc7a5\uc758 \uc548\uc815\uc131\uc744 \ub192\uc774\uace0\uc790 \ud558\ub294 \ubaa9\ud45c\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uc2e0\uc6a9 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc744 \uc774\ud574\ud55c\ub2e4\uba74, \uc791\uc740 \uc2e4\uc218\ub098 \ub2e8\uae30\uc801\uc778 \uae08\uc735 \uc2e4\ucc45\uc774 \ubbf8\ub798\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \ubbf8\ub9ac \uc608\uce21\ud558\uace0 \ub300\ube44\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc5ec\ub7ec \uae08\uc735 \uc0c1\ud488\uc744 \ubb34\ubd84\ubcc4\ud558\uac8c \uc0ac\uc6a9\ud568\uc73c\ub85c\uc368 \ubc1c\uc0dd\ud558\ub294 \ubd80\ucc44\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uc2ec\uac01\ud55c \ubb38\uc81c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc2e0\uc6a9 \uc810\uc218\ub294 \uc0ac\ud68c\uc801 \uc2e0\ub8b0\uc758 \uc9c0\ud45c\ub85c\ub3c4 \ud65c\uc6a9\ub429\ub2c8\ub2e4. \uae30\uc5c5\uc774\ub098 \uad6c\uc9c1 \uc2dc\uc5d0\ub3c4 \uc2e0\uc6a9 \uc810\uc218\uac00 \ubd80\uc815\uc801\uc774\ub77c\uba74, \uac1c\uc778\uc758 \uc2e0\ub8b0\ub3c4\uac00 \ud558\ub77d\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \ube44\ub2e8 \uae08\uc735 \uac70\ub798\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0ac\ud68c \uc804\ubc18\uc758 \ub2e4\uc591\ud55c \ud65c\ub3d9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ub530\ub77c\uc11c, \uc62c\ubc14\ub978 \uc2e0\uc6a9 \uad00\ub9ac \uc2b5\uad00\uc744 \ud615\uc131\ud558\ub294 \uac83\uc740 \uc0ac\ud68c \ucd08\ub144\uc0dd\uc73c\ub85c\uc11c\uc758 \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub97c \uc704\ud55c \ud22c\uc790\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc2e0\uc6a9 \uc810\uc218\ub97c \uad6c\uc131\ud558\ub294 \ub2e4\uc591\ud55c \uc694\uc18c\ub4e4\uc744 \uc0b4\ud3b4\ubcf4\uace0, \uadf8\ub4e4\uc758 \uc5ed\ud560\uc744 \uc774\ud574\ud558\ub294 \uacfc\uc815\uc740 \ub9e4\uc6b0 \uc720\uc775\ud55c \ud559\uc2b5 \uacbd\ud5d8\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uc790\uc2e0\uc758 \uae08\uc735 \uc774\ub825\uc744 \uafb8\uc900\ud788 \uad00\ub9ac\ud558\uace0 \uc810\uac80\ud558\ub294 \uc2b5\uad00\uc785\ub2c8\ub2e4. \uc815\uae30\uc801\uc73c\ub85c \uc2e0\uc6a9 \ubcf4\uace0\uc11c\ub97c \ud655\uc778\ud558\uace0, \ubb38\uc81c \uc0ac\ud56d\uc774 \uc788\ub2e4\uba74 \uc774\ub97c \uc2e0\uc18d\ud558\uac8c \uac1c\uc120\ud558\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\uc774\ub098 \uc2e0\uc6a9 \ud3c9\uac00 \ud68c\uc0ac\ub4e4\uc774 \uc81c\uacf5\ud558\ub294 \uc628\ub77c\uc778 \uc11c\ube44\uc2a4\ub098 \uc571\uc744 \ud1b5\ud574 \uc5b8\uc81c\ub4e0\uc9c0 \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uc0c1\ud0dc\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \ubbf8\uc5f0\uc5d0 \ubb38\uc81c\ub97c \uc608\ubc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc2e0\uc6a9 \uc810\uc218\ub294 \ub2e8\uae30\uac04\uc5d0 \uadf9\uc801\uc73c\ub85c \ubcc0\ub3d9\ud558\uae30\ubcf4\ub2e4\ub294 \uafb8\uc900\ud55c \uad00\ub9ac\uc640 \uc2dc\uac04\uc774 \uc313\uc5ec \uac1c\uc120\ub418\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\uc758 \uacbd\uc6b0 \ucd08\uae30\uc5d0\ub294 \uc2e0\uc6a9 \uac70\ub798\uac00 \ub9ce\uc9c0 \uc54a\uc544 \uc810\uc218\uac00 \ub0ae\uac8c \ud615\uc131\ub420 \uc218 \uc788\uc73c\ub098, \uc62c\ubc14\ub978 \uae08\uc735 \ud65c\ub3d9\uacfc \uc2e0\uc6a9 \uad00\ub9ac \uc2b5\uad00\uc744 \uac16\ucd94\uba74 \uc810\ucc28\uc801\uc73c\ub85c \uac1c\uc120\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc18d\uc801\uc778 \uae08\uc735 \uac70\ub798 \ub0b4\uc5ed\uc758 \uad00\ub9ac\uc640 \ubd88\ud544\uc694\ud55c \ubd80\ucc44 \ud68c\ud53c\ub294 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uac74\uc804\uc131\uc744 \ub3c4\ubaa8\ud558\ub294 \ub370 \ud544\uc218\uc801\uc778 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n<p>\uad6d\ub0b4\uc678 \ub2e4\uc591\ud55c \uc5f0\uad6c \uacb0\uacfc\ub294 \uc2e0\uc6a9 \uc810\uc218\uac00 \uac1c\uc778\uc758 \uacbd\uc81c\uc801 \ud589\ub3d9\uacfc \ubc00\uc811\ud558\uac8c \uc5f0\uad00\ub418\uc5b4 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubbf8\uad6d\uc758 \ud55c \uc5f0\uad6c\uc5d0\uc11c\ub294 \uc2e0\uc6a9 \uc810\uc218\uac00 \ub192\uc740 \uac1c\uc778\ub4e4\uc774 \uadf8\ub807\uc9c0 \uc54a\uc740 \uc0ac\ub78c\ub4e4\ubcf4\ub2e4 \ub300\ucd9c \uc0c1\ud658\uc728\uc774 \ub192\uc73c\uba70, \uc7ac\uc815 \uc704\uae30 \uc0c1\ud669\uc5d0\uc11c \ubcf4\ub2e4 \uc548\uc815\uc801\uc73c\ub85c \ub300\ucc98\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4\uace0 \ubcf4\uace0\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \uc5f0\uad6c \uacb0\uacfc\ub4e4\uc740 \uc2e0\uc6a9 \uc810\uc218\ub97c \ub2e8\uc21c\ud55c \uc22b\uc790\uac00 \uc544\ub2cc, \uacbd\uc81c\uc801 \uc2e0\ub8b0\uc640 \ucc45\uc784\uc758 \uc99d\ud45c\ub85c \uc778\uc2dd\ud560 \ud544\uc694\uac00 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc2e0\uc6a9 \uc810\uc218\ub97c \uc62c\ubc14\ub974\uac8c \uc774\ud574\ud558\uace0 \uad00\ub9ac\ud558\ub824\uba74 \uad00\ub828 \uad50\uc721\uacfc \uc815\ubcf4\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub098 \ucee8\uc124\ud134\ud2b8\ub4e4\uc758 \uc870\uc5b8, \uadf8\ub9ac\uace0 \uac01\uc885 \uc2e0\uc6a9 \uad00\ub9ac \uad00\ub828 \uc138\ubbf8\ub098\uc640 \uc6cc\ud06c\uc20d\uc5d0 \ucc38\uc5ec\ud558\ub294 \ub4f1\uc758 \ub178\ub825\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd \uc2dc\uc808\ubd80\ud130 \uc774\ub7ec\ud55c \uc815\ubcf4\uc5d0 \uc775\uc219\ud574\uc9c0\uace0, \uccb4\uacc4\uc801\uc778 \uae08\uc735 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \ud070 \uc790\uc0b0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \ud1b5\uacc4\uccad\uc774\ub098 \uae08\uc735\uac10\ub3c5\uc6d0 \ub4f1 \uacf5\uc2e0\ub825 \uc788\ub294 \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc2e0\uc6a9 \uad00\ub828 \ubcf4\uace0\uc11c\uc640 \uc815\ubcf4\ub97c \ucc38\uace0\ud558\uba74 \ub354\uc6b1 \ud6a8\uacfc\uc801\uc778 \uc2e0\uc6a9 \uad00\ub9ac\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc2e0\uc6a9 \uc810\uc218\ub294 \ub2e8\uc21c\ud55c \uc22b\uc790 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac00\uc9c0\uba70, \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uc790\uc2e0\uc758 \uacbd\uc81c\uc801 \ubbf8\ub798\ub97c \uc124\uacc4\ud558\ub294 \ub370 \uc788\uc5b4\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc2e0\uc6a9 \uc810\uc218\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \uae08\uc735 \uac70\ub798\ub294 \uc55e\uc73c\ub85c\uc758 \uc7ac\uc815 \uc548\uc815\uc131\uc744 \ubcf4\uc7a5\ud558\ub294 \ud575\uc2ec \uc694\uc18c\uac00 \ub420 \uac83\uc774\uba70, \uc774\ub97c \uc704\ud574 \ucd08\uae30\ubd80\ud130 \uc62c\ubc14\ub978 \uad00\ub9ac \uc2b5\uad00\uc744 \ub4e4\uc774\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"2-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98-%ea%b4%80%eb%a6%ac-%ec%a0%84%eb%9e%b5%ea%b3%bc-%ec%8b%a4%ec%b2%9c-%eb%b0%a9%eb%b2%95-TSvhrtMCio\">2. \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \uc804\ub7b5\uacfc \uc2e4\ucc9c \ubc29\ubc95<\/h2>\n<p>\uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uc2a4\uc2a4\ub85c\uc758 \uc2e0\uc6a9 \uc810\uc218\ub97c \uccb4\uacc4\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uae30 \uc704\ud574\uc11c\ub294 \ub2e4\uc591\ud55c \uc804\ub7b5\uacfc \uc2e4\ucc9c \ubc29\ubc95\uc744 \uc775\ud788\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774 \uc139\uc158\uc5d0\uc11c\ub294 \uc2e0\uc6a9 \uc810\uc218\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub294 \ubc29\ubc95\ub4e4\uc744 \uad6c\uccb4\uc801\uc778 \uc804\ub7b5\ubcc4\ub85c \uc18c\uac1c\ud558\uba70, \uac01 \uc804\ub7b5\uc758 \uc2e4\ud589 \ubc29\ubc95\uacfc \uc8fc\uc758\uc810\ub4e4\uc744 \uc0c1\uc138\ud558\uac8c \ub2e4\ub8f9\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc804\ub7b5\uc801 \uc811\uadfc\uc740 \ub2e8\uc21c\ud788 \uc774\ub860\uc801\uc778 \uc124\uba85\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, \uc2e4\uc0dd\ud65c\uc5d0\uc11c \ubc14\ub85c \uc801\uc6a9 \uac00\ub2a5\ud55c \ud301\uacfc \uc0ac\ub840\ub97c \ud568\uaed8 \uc81c\uc2dc\ud568\uc73c\ub85c\uc368 \ub3c5\uc790\ub4e4\uc774 \uc801\uadf9\uc801\uc73c\ub85c \ucc38\uace0\ud560 \uc218 \uc788\ub3c4\ub85d \uad6c\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc6b0\uc120, \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\uc758 \uccab \uac78\uc74c\uc740 \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uae30\ub85d\uc744 \uc8fc\uae30\uc801\uc73c\ub85c \ud655\uc778\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uae08\uc735\uae30\uad00\uacfc \uc2e0\uc6a9 \ud3c9\uac00 \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc628\ub77c\uc778 \uc11c\ube44\uc2a4\ub97c \ud65c\uc6a9\ud558\uc5ec \ud604\uc7ac \uc2e0\uc6a9 \uc0c1\ud0dc\ub97c \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud55c\uad6d\uc2e0\uc6a9\uc815\ubcf4\uc6d0\uc758 \uc2e0\uc6a9\uc870\ud68c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uc790\uc2e0\uc758 \uc2e0\uc6a9 \ub4f1\uae09\uacfc \uc138\ubd80 \ud56d\ubaa9\ub4e4\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \uc815\ubcf4\ub294 \ud5a5\ud6c4 \uad00\ub9ac \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \ub370 \uc911\uc694\ud55c \uae30\ucd08 \uc790\ub8cc\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uc815\uae30\uc801\uc778 \uc810\uac80\uc740 \uc608\ubc29 \ucc28\uc6d0\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub450 \ubc88\uc9f8\ub85c, \uc2e0\uc6a9 \uc810\uc218\ub97c \uad00\ub9ac\ud558\uae30 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uc804\ub7b5\uc73c\ub85c\ub294 \uc2e0\uc6a9 \uce74\ub4dc \uc0ac\uc6a9\uc758 \uc6d0\uce59\uc801\uc778 \uac00\uc774\ub4dc\ub77c\uc778 \uc124\uc815\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc740 \uc885\uc885 \uc2e0\uc6a9 \uce74\ub4dc \uc0ac\uc6a9\uc758 \ud3b8\ub9ac\ud568\uc5d0 \ube60\uc838 \ubb34\ubd84\ubcc4\ud558\uac8c \uc18c\ube44\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\ub294\ub370, \uc774 \uacbd\uc6b0 \uc18c\uc561 \uacb0\uc81c\uc640 \uc815\uae30\uc801\uc778 \uacb0\uc81c \uae30\ub85d \uad00\ub9ac\ub97c \ud1b5\ud574 \ubd80\ucc44 \ub204\uc801\uc744 \ubc29\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub9e4\ub2ec \uce74\ub4dc \uacb0\uc81c\uc77c\uc5d0 \ub9de\ucdb0 \ubc18\ub4dc\uc2dc \uacb0\uc81c \uae08\uc561\uc758 \uc77c\ubd80\ub77c\ub3c4 \uc0c1\ud658\ud574 \ub098\uac00\ub294 \uc2b5\uad00\uc740 \uc2e0\uc6a9 \uc810\uc218 \uc720\uc9c0\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc640 \ud568\uaed8, \uc2e0\uc6a9 \uce74\ub4dc\uc640 \ub300\ucd9c \uc0c1\ud488\uc740 \ubc18\ub4dc\uc2dc \uc790\uc2e0\uc758 \uc0c1\ud658 \ub2a5\ub825\uc5d0 \ub9de\uac8c \uad00\ub9ac\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 \u201c\uc18c\ube44\uc640 \ub300\ucd9c\uc758 \ubc38\ub7f0\uc2a4\ub97c \uc798 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\u201d\ub294 \uc810\uc744 \uac15\uc870\ud569\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\uc774\ub77c\uba74 \uae09\uaca9\ud55c \uc18c\ube44 \ud655\uc7a5\ubcf4\ub2e4 \uc18c\ub4dd \ub300\ube44 \uc18c\ube44 \ube44\uc728\uc744 \uad00\ub9ac\ud558\uace0, \ubd88\ud544\uc694\ud55c \ubd80\ucc44\ub97c \ub9cc\ub4e4\uc9c0 \uc54a\ub294 \ubc29\ud5a5\uc73c\ub85c \uae08\uc735 \uc0dd\ud65c\uc744 \uc124\uacc4\ud574\uc57c \ud569\ub2c8\ub2e4. \uae08\uc735 \uc18c\ube44\uc790 \ubcf4\ud638\uc6d0 \ub4f1\uc5d0\uc11c \uc81c\uc2dc\ud558\ub294 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \ucc38\uace0\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc2e0\uc6a9 \uc810\uc218\ub97c \ub192\uc774\uae30 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \ubc29\ubc95 \uc911 \ud558\ub098\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \uc801\uc808\ud788 \ubd84\uc0b0\ud558\uc5ec \uc0ac\uc6a9\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ud55c \uac00\uc9c0 \uc720\ud615\uc758 \uc2e0\uc6a9 \uac70\ub798\uc5d0 \uc9d1\uc911\ud558\uae30\ubcf4\ub2e4\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc9c0\ud45c\ub97c \ud65c\uc6a9\ud558\uba74 \uc2e0\uc6a9 \uc810\uc218\uc758 \uc548\uc815\uc131\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc18c\uc561 \ub300\ucd9c\uacfc \uc2e0\uc6a9 \uce74\ub4dc \uc0ac\uc6a9\uc744 \uc801\uc808\ud788 \ubcd1\ud589\ud558\uba70, \uc815\uae30\uc801\uc778 \uc0c1\ud658 \uae30\ub85d\uc744 \uc720\uc9c0\ud558\ub294 \ubc29\ubc95\uc740 \uc2e0\uc6a9 \ud3c9\uac00 \uae30\uad00\ub4e4\uc774 \uae0d\uc815\uc801\uc73c\ub85c \ud3c9\uac00\ud558\ub294 \uc694\uc18c \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \ud56d\ubaa9\ub4e4\uc744 \ucc38\uace0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uc815\uae30\uc801\uc778 \uc2e0\uc6a9 \uc870\ud68c \ubc0f \ubcf4\uace0\uc11c \ud655\uc778<\/li>\n<li>\uc18c\uc561 \ub300\ucd9c \ubc0f \uce74\ub4dc \uc0ac\uc6a9\uc744 \ud1b5\ud55c \ub2e4\uc591\ud55c \uae08\uc735 \uac70\ub798 \uae30\ub85d<\/li>\n<li>\ubd88\ud544\uc694\ud55c \uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\ub300 \uc694\uccad \uc790\uc81c<\/li>\n<li>\uc815\ud574\uc9c4 \uacb0\uc81c\uc77c\uc5d0 \ub2a6\uc9c0 \uc54a\uac8c \uc0c1\ud658<\/li>\n<li>\ube44\uc0c1\uae08 \ub9c8\ub828\uc744 \uc704\ud55c \uc800\ucd95 \uc2b5\uad00 \ud615\uc131<\/li>\n<\/ul>\n<p>\ub610\ud55c, \uc2e0\uc6a9 \uc810\uc218\ub97c \uad00\ub9ac\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc18c\ube44 \uc2b5\uad00 \uac1c\uc120\ub3c4 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud558\uc5ec \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\uace0, \uc18c\ube44 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc6d4\ub9d0 \uacb0\uc0b0\uc744 \ud1b5\ud574 \uc790\uc2e0\uc758 \uc18c\ube44 \uae30\ub85d\uc744 \uc0b4\ud3b4\ubcf4\uace0, \ub2e4\uc74c \ub2ec \uc608\uc0b0 \uacc4\ud68d\uc744 \ubbf8\ub9ac \uc138\uc6b0\ub294 \ubc29\uc2dd\uc740 \uc7ac\uc815 \uac74\uc804\uc131\uc744 \ub192\uc774\ub294 \ub370 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc740 \uc774\ub7ec\ud55c \uacc4\ud68d\uc744 \ud1b5\ud574 \ubb34\ubd84\ubcc4\ud55c \uc18c\ube44\uc758 \uc720\ud639\uc744 \uc774\uaca8\ub0b4\uace0, \uc7a5\uae30\uc801\uc778 \uae08\uc735 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\ub97c \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uc2e4\ucc9c \ubc29\uc548\uc73c\ub85c \u201c\uc790\ub3d9 \uc774\uccb4 \uc124\uc815\u201d\uc744 \ucd94\ucc9c\ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc73c\ub85c \uc0c1\ud658 \uae08\uc561\uc744 \uc790\ub3d9\uc73c\ub85c \uc774\uccb4\ud568\uc73c\ub85c\uc368 \uacb0\uc81c\uc77c\uc758 \ub204\ub77d\uc774\ub098 \uc9c0\uc5f0 \uc0c1\ud669\uc744 \uc608\ubc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud2b9\ud788 \ubc14\uc05c \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc5d0\uac8c \ud070 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc73c\uba70, \ub514\uc9c0\ud138 \ubc45\ud0b9\uacfc \ubaa8\ubc14\uc77c \uae08\uc735 \ud50c\ub7ab\ud3fc\uc758 \ubc1c\uc804 \ub355\ubd84\uc5d0 \uc774\ub7ec\ud55c \uc790\ub3d9\ud654 \uc11c\ube44\uc2a4\ub294 \uc27d\uac8c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \uae08\uc735 \uac70\ub798 \ub0b4\uc5ed\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\ub3c4 \uc2e0\uc6a9 \uad00\ub9ac\uc5d0 \ud070 \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610 \ub2e4\ub978 \uc911\uc694\ud55c \uc804\ub7b5\uc740 \ubd88\ud544\uc694\ud55c \uc2e0\uc6a9 \uc870\ud68c\ub97c \ud53c\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc2e0\uc6a9 \uc870\ud68c\uac00 \ub9ce\uc544\uc9c0\uba74 \uc774\ub294 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc2e0\uc6a9 \ud655\uc778\uc774 \ud544\uc694\ud55c \uc0c1\ud669\uc5d0\uc11c\ub9cc \uc870\ud68c\ub97c \uc2e4\uc2dc\ud574\uc57c \ud569\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\ub4e4\uc740 \uc0c8\ub85c\uc6b4 \uc2e0\uc6a9 \uac70\ub798\ub97c \uc2dc\uc791\ud558\uae30 \uc804 \ub610\ub294 \ub300\ucd9c\uc744 \uc2e0\uccad\ud560 \ub54c \uc2e0\uc6a9 \uc870\ud68c\ub97c \uc2e4\uc2dc\ud558\ub294\ub370, \uc774\ub54c \ub108\ubb34 \ub9ce\uc740 \uc870\ud68c \uae30\ub85d\uc774 \uc313\uc774\uba74 \uc624\ud788\ub824 \uc2e0\uc6a9 \uc810\uc218\ub97c \ub0ae\ucd9c \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c, \uc2e0\uc6a9 \uc870\ud68c\uc758 \ube48\ub3c4\ub97c \ucd5c\uc18c\ud654\ud558\ub294 \uac83\uc774 \ud604\uba85\ud55c \uc804\ub7b5\uc784\uc744 \uae30\uc5b5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc815\ub9ac\ud558\uc790\uba74, \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\uc758 \uc804\ub7b5\uc740 \ucca0\uc800\ud55c \uc790\uae30 \uc810\uac80\uacfc \uacc4\ud68d\uc801\uc778 \uae08\uc735 \uac70\ub798, \uadf8\ub9ac\uace0 \ubd88\ud544\uc694\ud55c \ubd80\ucc44 \ud68c\ud53c\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uae08\uc735 \uc0dd\ud65c\uc5d0 \uccab \ubc1c\uc744 \ub0b4\ub51b\uc744 \ub54c \ubc18\ub4dc\uc2dc \uc5fc\ub450\uc5d0 \ub450\uc5b4\uc57c \ud558\ub294 \ubd80\ubd84\uc740 \ub2e8\uae30\uac04\uc5d0 \uae09\uaca9\ud55c \ubcc0\ub3d9\uc744 \uae30\ub300\ud558\uae30\ubcf4\ub2e4\ub294, \uafb8\uc900\ud55c \uad00\ub9ac\uc640 \uac1c\uc120\uc744 \ud1b5\ud574 \uc548\uc815\uc801\uc778 \uc2e0\uc6a9 \uc810\uc218\ub97c \ud615\uc131\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc774 \uc81c\uc2dc\ud558\ub294 \ub2e4\uc591\ud55c \uc0ac\ub840\uc640 \ud1b5\uacc4 \uc790\ub8cc\ub97c \ucc38\uace0\ud558\uba74 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc778 \uad00\ub9ac \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub974\uba74, \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\uc5d0 \uc131\uacf5\ud55c \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc758 78%\ub294 \uc815\uae30\uc801\uc778 \uc18c\ube44 \uacc4\ud68d\uacfc \uc790\ub3d9\uc774\uccb4 \uc124\uc815, \uadf8\ub9ac\uace0 \uc8fc\uae30\uc801\uc778 \uc2e0\uc6a9 \ubcf4\uace0\uc11c \ud655\uc778\uc774 \ud070 \ub3c4\uc6c0\uc774 \ub418\uc5c8\ub2e4\uace0 \ub2f5\ubcc0\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud1b5\uacc4\ub294 \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\uc5d0 \uc788\uc5b4 \uccb4\uacc4\uc801\uc774\uace0 \uacc4\ud68d\uc801\uc778 \uc2e4\ucc9c \ubc29\ubc95\uc758 \uc911\uc694\uc131\uc744 \ub2e4\uc2dc \ud55c \ubc88 \uc785\uc99d\ud574\uc90d\ub2c8\ub2e4. \uc2e0\uc6a9 \uad00\ub9ac\uc5d0 \ub300\ud55c \uc0ac\ud68c\uc801 \uc778\uc2dd\uc774 \ub192\uc544\uc9c0\uba74\uc11c, \ub2e4\uc591\ud55c \uae08\uc735 \uae30\uad00\ub4e4\ub3c4 \uc774\ub97c \ub3d5\uae30 \uc704\ud55c \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uacfc \uc0c1\ub2f4 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \uc804\ub7b5\uc740 \uac1c\uc778\uc758 \uc0dd\ud65c \uc2b5\uad00\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ucd94\uc5b4 \uc720\uc5f0\ud558\uac8c \ubcc0\ud654\uc2dc\ud0ac \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uae08\uc735 \ud658\uacbd\uc740 \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\uace0 \uc788\uc73c\uba70, \uc774\uc5d0 \ub530\ub978 \uc0c8\ub85c\uc6b4 \uc804\ub7b5\uacfc \ub3c4\uad6c\ub4e4\ub3c4 \uacc4\uc18d\ud574\uc11c \ub4f1\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uc720\uc5f0\ud558\uac8c \ubc1b\uc544\ub4e4\uc5ec \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uac1c\uc120\ud574 \ub098\uac00\ub294 \ub178\ub825\uc774 \uc131\uacf5\uc801\uc778 \uc2e0\uc6a9 \uad00\ub9ac\ub97c \uc774\ub8e8\ub294 \ub370 \uacb0\uc815\uc801\uc778 \uc5ed\ud560\uc744 \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc640 \uac19\uc774, \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \uc804\ub7b5\uc740 \ub2e8\uae30\uc801\uc778 \ud6a8\uacfc\ubcf4\ub2e4 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uac74\uc804\uc131\uc744 \ubaa9\ud45c\ub85c \ud574\uc57c \ud558\uba70, \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uc2e4\uc0dd\ud65c\uc5d0\uc11c \uacbd\ud5d8\ud558\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \uc810\uac80\uacfc \uac1c\uc120\uc744 \ubc18\ubcf5\ud558\ub294 \uacfc\uc815\uc744 \ud1b5\ud574 \uc810\ucc28\uc801\uc73c\ub85c \uc2e0\ub8b0\ubc1b\ub294 \uc2e0\uc6a9 \uae30\ub85d\uc744 \uc313\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"3-%ec%82%ac%eb%a1%80-%ec%97%b0%ea%b5%ac%ec%99%80-%ec%9d%b8%ea%b8%b0-%ed%8c%81-%ec%82%ac%ed%9a%8c-%ec%b4%88%eb%85%84%ec%83%9d%eb%93%a4%ec%9d%98-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98-%ea%b4%80-TSvhrtMCio\">3. \uc0ac\ub840 \uc5f0\uad6c\uc640 \uc778\uae30 \ud301: \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc758 \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \uacbd\ud5d8<\/h2>\n<p>\uc2e4\uc81c \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uacbd\ud5d8\ud55c \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \uc0ac\ub840\ub294 \uc774\ub860\uc801\uc778 \uc124\uba85 \uc774\uc0c1\uc758 \uc0dd\uc0dd\ud55c \uad50\ud6c8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \uc139\uc158\uc5d0\uc11c\ub294 \ub2e4\uc591\ud55c \uc0ac\ub840 \uc5f0\uad6c\uc640 \ud568\uaed8 \uc778\uae30 \uc788\ub294 \uc2e0\uc6a9 \uad00\ub9ac \ud301\ub4e4\uc744 \uc18c\uac1c\ud558\uba70, \uac01 \uacbd\ud5d8\uc5d0 \uae30\ubc18\ud55c \uad6c\uccb4\uc801\uc778 \uc2e4\ud589 \ubc29\ubc95\uc744 \uc124\uba85\ud569\ub2c8\ub2e4. \uc0ac\ub840 \uc5f0\uad6c\ub294 \ub3c5\uc790\ub4e4\uc774 \uc790\uc2e0\uc758 \uacbd\ud5d8\uc5d0 \ube57\ub300\uc5b4 \uc27d\uac8c \uacf5\uac10\ud560 \uc218 \uc788\ub3c4\ub85d \uad6c\uc131\ub418\uc5b4 \uc788\uc73c\uba70, \uc2e4\uc81c \uc131\uacf5 \uc0ac\ub840\uc640 \ud568\uaed8 \ubc1c\uc0dd\ud55c \ubb38\uc81c\uc810, \ud574\uacb0 \uacfc\uc815, \ud1b5\uacc4 \uc790\ub8cc \ub4f1\uc744 \ud1b5\ud574 \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\uc758 \ud604\uc2e4\uc801\uc778 \uce21\uba74\uc744 \ud3ed\ub113\uac8c \uc0b4\ud3b4\ubd05\ub2c8\ub2e4.<\/p>\n<p>\uccab \ubc88\uc9f8 \uc0ac\ub840\ub294 25\uc138\uc758 A\uc528\ub85c, \ub300\ud559 \uc878\uc5c5 \ud6c4 \uccab \uc9c1\uc7a5\uc744 \uad6c\ud55c \uc9c1\ud6c4 \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\uc758 \ud544\uc694\uc131\uc744 \uc808\uac10\ud558\uac8c \ub41c \uacbd\ud5d8\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. A\uc528\ub294 \ucd08\uae30 \uc2e0\uc6a9 \uc810\uc218\uac00 \ub0ae\uc544 \uc5ec\ub7ec \uae08\uc735 \uac70\ub798\uc5d0\uc11c \uc5b4\ub824\uc6c0\uc744 \uacaa\uc5c8\uc73c\ub098, \uc815\uae30\uc801\uc778 \uc2e0\uc6a9 \ubcf4\uace0\uc11c \ud655\uc778\uacfc \uc790\ub3d9\uc774\uccb4 \uc124\uc815, \uadf8\ub9ac\uace0 \uc18c\uc561 \ub300\ucd9c \uc0c1\ud658\uc758 \ubc18\ubcf5\uc801\uc778 \uc2e4\ucc9c\uc744 \ud1b5\ud574 \uc810\ucc28 \uc810\uc218\ub97c \uac1c\uc120\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. A\uc528\uc758 \uc0ac\ub840\ub294 \ud2b9\ud788 \uae08\uc735 \uc18c\ube44\uc758 \uacc4\ud68d\uc131\uacfc \uccb4\uacc4\uc801\uc778 \uad00\ub9ac\uac00 \uc5bc\ub9c8\ub098 \ud6a8\uacfc\uc801\uc778\uc9c0\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. A\uc528\ub294 \ub9e4\ub2ec \uc815\ud574\uc9c4 \ub0a0\uc9dc\uc5d0 \ubc18\ub4dc\uc2dc \uacb0\uc81c \uae08\uc561\uc744 \ud655\uc778\ud558\uace0, \ud544\uc694\uc2dc\uc5d0\ub294 \uae08\uc735 \uc804\ubb38\uac00\uc5d0\uac8c \uc790\ubb38\uc744 \uad6c\ud558\ub294 \ub4f1 \uafb8\uc900\ud55c \uad00\ub9ac \ub178\ub825\uc744 \ud1b5\ud574 \uc2e0\uc6a9 \uc810\uc218\ub97c 50\uc5ec\uc810 \uc774\uc0c1 \ud5a5\uc0c1\uc2dc\ud0a4\ub294\ub370 \uc131\uacf5\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub450 \ubc88\uc9f8 \uc0ac\ub840\ub294 B\uc528\uc758 \uacbd\ud5d8\uc73c\ub85c, B\uc528\ub294 \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\ub97c \uc704\ud55c \ub2e4\uc591\ud55c \uc571\uacfc \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud55c \uc0ac\ud68c \ucd08\ub144\uc0dd\uc785\ub2c8\ub2e4. \ucc98\uc74c\uc5d0\ub294 \uc5ec\ub7ec \uc571\uc774 \uc81c\uacf5\ud558\ub294 \uc54c\ub9bc \uae30\ub2a5\uacfc \ub300\uc2dc\ubcf4\ub4dc\uc5d0 \ud63c\ub780\uc744 \uacaa\uc5c8\uc9c0\ub9cc, \uc810\ucc28 \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ucd5c\uc801\uc758 \uc870\ud569\uc744 \ucc3e\uc544\ub0b4\uc5b4 \uc2e4\uc2dc\uac04 \ubaa8\ub2c8\ud130\ub9c1\uacfc \uacb0\uc81c \uc54c\ub9bc \uae30\ub2a5\uc744 \ud1b5\ud574 \uae08\uc735 \uac70\ub798\uc758 \ub204\ub77d\uc744 \uc608\ubc29\ud558\uc600\uc2b5\ub2c8\ub2e4. B\uc528\uc758 \uacbd\uc6b0, \uae08\uc735 \uc18c\ube44\uc790 \ubcf4\ud638\uc6d0\uacfc \ud611\ub825\ud558\uc5ec \uc815\uae30\uc801\uc778 \uc2e0\uc6a9 \uc810\uc218 \uc0c1\ub2f4\uc744 \ubc1b\uc73c\uba70, \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud574 \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\ub294 \ub370 \uc9d1\uc911\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \ub514\uc9c0\ud138 \ub3c4\uad6c\uc758 \ud65c\uc6a9\uc740 \ucd5c\uc2e0 \uae08\uc735 \uae30\uc220\uc758 \uc7a5\uc810\uc744 \uc2e4\uc0dd\ud65c\uc5d0 \uc811\ubaa9\uc2dc\ud0a8 \uc88b\uc740 \uc0ac\ub840\ub85c \ud3c9\uac00\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc138 \ubc88\uc9f8 \uc0ac\ub840\ub294 C\uc528\ub85c, C\uc528\ub294 \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\uc5d0 \uad00\ud55c \ub2e4\uc591\ud55c \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uacfc \uc6cc\ud06c\uc20d\uc5d0 \ucc38\uc5ec\ud558\uc5ec \uc9c0\uc2dd\uc744 \uc313\uc740 \ud6c4 \uc2e4\uc81c \uc790\uc2e0\uc758 \uc7ac\uc815 \uad00\ub9ac\ub97c \uac1c\uc120\uc2dc\ud0a8 \uacbd\ud5d8\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. C\uc528\ub294 \ud2b9\ud788 \uc5ec\ub7ec \uae08\uc735 \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ubb34\ub8cc \uc138\ubbf8\ub098\uc640 \uc628\ub77c\uc778 \uac15\uc758\ub97c \ud1b5\ud574 \uc7ac\uc815 \uacc4\ud68d\uc744 \uccb4\uacc4\uc801\uc73c\ub85c \uc218\ub9bd\ud558\ub294 \ubc95\uc744 \ubc30\uc6e0\uc2b5\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c, C\uc528\ub294 \uc7ac\ubb34 \uc0c1\ub2f4\uac00\uc640\uc758 \uc77c\ub300\uc77c \uc0c1\ub2f4\uc744 \ud1b5\ud574 \uc790\uc2e0\uc758 \uc18c\ube44 \uc2b5\uad00\uacfc \ubbf8\ub798 \ubaa9\ud45c\ub97c \uad6c\uccb4\uc801\uc73c\ub85c \uc124\uc815\ud558\uace0, \uadf8\uc5d0 \ub530\ub978 \uc608\uc0b0 \uad00\ub9ac \ubc0f \ub300\ucd9c \uc0c1\ud658 \uacc4\ud68d\uc744 \ub9c8\ub828\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud559\uc2b5 \uacfc\uc815\uc740 \uc810\uc218\uac00 \ub0ae\uc740 \uc0c1\ud0dc\uc5d0\uc11c \ubc97\uc5b4\ub098 \uacb0\uad6d \uc2e0\uc6a9 \uc810\uc218\ub97c \ud06c\uac8c \uac1c\uc120\ud558\ub294 \ub370 \uacb0\uc815\uc801\uc778 \uc5ed\ud560\uc744 \ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub124 \ubc88\uc9f8 \uc0ac\ub840\ub294 D\uc528\uc758 \uc774\uc57c\uae30\ub85c, D\uc528\ub294 \uacbd\uc81c\uc801 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc73c\uba70 \uc2e0\uc6a9 \uc810\uc218\uac00 \ud558\ub77d\ud55c \ud6c4, \ub2e4\uc2dc \ud68c\ubcf5\ud558\uae30 \uc704\ud55c \ucca0\uc800\ud55c \uacc4\ud68d\uc744 \uc138\uc6cc \uc131\uacf5\uc801\uc73c\ub85c \ubb38\uc81c\ub97c \uadf9\ubcf5\ud55c \uacbd\ud5d8\uc744 \uacf5\uc720\ud569\ub2c8\ub2e4. \ucd08\uae30\uc5d0\ub294 \uac11\uc791\uc2a4\ub7f0 \uc2e4\uc9c1\uacfc \ubd80\ucc44 \ub204\uc801\uc73c\ub85c \uc778\ud574 \uc2e0\uc6a9 \uc810\uc218\uac00 \uae09\ub77d\ud588\uc73c\ub098, \uc7ac\ucde8\uc5c5 \ud6c4\uc5d0\ub294 \uccb4\uacc4\uc801\uc778 \ubd80\ucc44 \uc0c1\ud658 \ubc0f \uc2e0\uc6a9 \ud68c\ubcf5 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud558\uc5ec, \ud55c \ub2ec\uc5d0 \ud55c \ubc88\uc529 \uc2e0\uc6a9 \uc0c1\ud0dc\ub97c \uc810\uac80\ud558\uba70 \uc0c1\ud658 \uacc4\ud68d\uc744 \uc218\uc815\ud574 \ub098\uac14\uc2b5\ub2c8\ub2e4. D\uc528\uc758 \uc0ac\ub840\ub294 \uc5b4\ub824\uc6b4 \uc0c1\ud669 \uc18d\uc5d0\uc11c\ub3c4 \uafb8\uc900\ud55c \uc790\uae30 \uc810\uac80\uacfc \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ud1b5\ud574 \uc2e0\uc6a9 \uc810\uc218\ub97c \ub2e4\uc2dc \ud68c\ubcf5\ud560 \uc218 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uc678\uc5d0\ub3c4 \uc5ec\ub7ec \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc740 \ub2e4\uc591\ud55c \ubc29\ubc95\uc73c\ub85c \uc2e0\uc6a9 \uc810\uc218\ub97c \uac1c\uc120\ud558\uac70\ub098 \uc720\uc9c0\ud558\ub294 \ub370 \uc131\uacf5\ud558\uc600\uc2b5\ub2c8\ub2e4. \uacf5\ud1b5\uc801\uc73c\ub85c \ub098\ud0c0\ub09c \ud2b9\uc9d5\uc740 \uc815\uae30\uc801\uc778 \uc2e0\uc6a9 \ubcf4\uace0\uc11c \ud655\uc778, \ubd88\ud544\uc694\ud55c \uc18c\ube44\uc640 \ubd80\ucc44 \ud68c\ud53c, \uadf8\ub9ac\uace0 \ucd5c\uc2e0 \ub514\uc9c0\ud138 \uae08\uc735 \ub3c4\uad6c\uc758 \ud65c\uc6a9 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc0ac\ub840\uc5d0\uc11c \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc774 \ucd94\ucc9c\ud55c \ubc29\ubc95\ub4e4\uc774 \uc2e4\uc9c8\uc801\uc73c\ub85c \ud6a8\uacfc\uc801\uc774\uc5c8\ub2e4\ub294 \uc0ac\uc2e4\uc774 \ub4b7\ubc1b\uce68\ub418\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ucd08\ub144\uc0dd\ub4e4\uc774 \uc27d\uac8c \ub530\ub77c\ud560 \uc218 \uc788\ub294 \uad6c\uccb4\uc801\uc778 \uc2e4\ud589 \uc9c0\uce68\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<p>\uad6c\uccb4\uc801\uc778 \ud301\uc73c\ub85c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uba87 \uac00\uc9c0 \uc911\uc694\ud55c \uc0ac\ud56d\ub4e4\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ub9e4\uc6d4 \uc2e0\uc6a9 \ubcf4\uace0\uc11c\ub97c \ud1b5\ud574 \uc790\uc2e0\uc774 \ubcf4\uc720\ud55c \uc2e0\uc6a9 \uac70\ub798 \ub0b4\uc5ed\uc744 \uaf3c\uaf3c\ud558\uac8c \uc810\uac80<\/li>\n<li>\uc790\ub3d9 \uacb0\uc81c \uc124\uc815\uc744 \ud65c\uc6a9\ud558\uc5ec \uacb0\uc81c \uc9c0\uc5f0 \ubc0f \ub204\ub77d \uc608\ubc29<\/li>\n<li>\ubd88\ud544\uc694\ud55c \uc2e0\uc6a9 \uc870\ud68c\ub97c \ud53c\ud558\uace0, \uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\ub300 \uc694\uccad\uc744 \uc2e0\uc911\ud558\uac8c \uace0\ub824<\/li>\n<li>\uc18c\ube44 \uc2b5\uad00\uc758 \ubcc0\ud654\ub97c \uc704\ud55c \uc6d4\uac04 \uc608\uc0b0 \uacc4\ud68d \uc218\ub9bd<\/li>\n<li>\uae08\uc735 \uc804\ubb38\uac00\uc640\uc758 \uc0c1\ub2f4 \ubc0f \uae08\uc735 \uad00\ub828 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec<\/li>\n<\/ul>\n<p>\ub610\ud55c, \ucd5c\uadfc \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4 \uc911 \uc57d 65%\uac00 \uc815\uae30\uc801\uc778 \uc2e0\uc6a9 \ubcf4\uace0\uc11c \uc810\uac80\uc744 \ud1b5\ud574 \uc791\uc740 \uc624\ub958\ub098 \ubd80\uc815\ud655\ud55c \uc815\ubcf4\uac00 \ubc1c\uacac\ub41c \uacbd\uc6b0 \uc774\ub97c \uc2e0\uc18d\ud558\uac8c \uc815\uc815\ud55c \uacbd\ud5d8\uc774 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc2e0\uc6a9 \uad00\ub9ac\uc5d0 \uc788\uc5b4\uc11c \uaf3c\uaf3c\ud55c \uc790\uae30 \uc810\uac80\uc758 \uc911\uc694\uc131\uc744 \ub2e4\uc2dc \ud55c \ubc88 \ud655\uc778\uc2dc\ucf1c \uc8fc\ub294 \uc218\uce58\uc785\ub2c8\ub2e4. \uad00\ub828 \uae08\uc735 \uae30\uad00\uc758 \ub370\uc774\ud130\uc5d0 \uc758\ud558\uba74, \uafb8\uc900\ud55c \uad00\ub9ac\uc640 \uc810\uac80\uc744 \uc2e4\uc2dc\ud558\ub294 \uc0ac\ub78c\ub4e4\uc758 \uacbd\uc6b0, \ud3c9\uade0\uc801\uc73c\ub85c \uc2e0\uc6a9 \uc810\uc218\uac00 30\uc810 \uc774\uc0c1 \ud5a5\uc0c1\ub418\ub294 \uacbd\ud5a5\uc774 \uc788\uc73c\uba70, \uc774\ub294 \uc7a5\uae30\uc801\uc778 \uae08\uc735 \uc2e0\ub8b0 \uad6c\ucd95\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\uc0ac\ub840 \uc5f0\uad6c\ub97c \ud1b5\ud574 \uc54c \uc218 \uc788\ub4ef, \uc2e0\uc6a9 \uad00\ub9ac\uc758 \ud575\uc2ec\uc740 \ub2e8\uae30\uc801\uc778 \ub178\ub825\ubcf4\ub2e4\ub294 \uc9c0\uc18d\uc801\uc774\uace0 \uc885\ud569\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uacfc \ub300\ucd9c \uc0c1\ud488, \uc2e0\uc6a9 \uce74\ub4dc\uc758 \ud2b9\uc131\uc744 \uc774\ud574\ud558\uace0, \uc774\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud568\uc73c\ub85c\uc368 \ucd08\uae30 \ub2e8\uacc4\ub97c \ubc97\uc5b4\ub09c \ud6c4 \uc810\ucc28\uc801\uc73c\ub85c \uc2e0\uc6a9 \uc810\uc218\uac00 \ud5a5\uc0c1\ub418\ub294 \uacb0\uacfc\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc740 \uc774\ub7ec\ud55c \uc2e4\uc81c \uc0ac\ub840\ub4e4\uc744 \ucc38\uace0\ud558\uc5ec \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \uad00\ub9ac \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc131\uacf5 \uc0ac\ub840\uc758 \uacf5\ud1b5\uc810\uc740 \uc790\uae30 \uc8fc\ub3c4\uc801\uc73c\ub85c \uae08\uc735 \uc815\ubcf4\ub97c \uc2b5\ub4dd\ud558\uace0, \ubcc0\ud654\ud558\ub294 \uae08\uc735 \ud658\uacbd\uc5d0 \ub9de\ucd94\uc5b4 \uc720\uc5f0\ud558\uac8c \ub300\ucc98\ud558\ub294 \ub2a5\ub825\uc744 \ubc30\uc591\ud588\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uae08\uc735 \uae30\uad00\uacfc \uc804\ubb38\uac00\ub4e4\uc774 \uc81c\uacf5\ud558\ub294 \uc0c1\ub2f4 \uc11c\ube44\uc2a4\uc640 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574, \uc5b8\uc81c\ub4e0\uc9c0 \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uc0c1\ud0dc\ub97c \uc810\uac80\ud558\uace0 \ud544\uc694\ud55c \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc740 \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc5d0\uac8c \ud070 \uc790\uc2e0\uac10\uc744 \uc2ec\uc5b4\uc90d\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0ac\ub840\ub4e4\uc740 \uc55e\uc73c\ub85c \ub354\uc6b1 \ubcf5\uc7a1\ud574\uc9c0\ub294 \uae08\uc735 \ud658\uacbd \uc18d\uc5d0\uc11c \uc2e0\uc6a9 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc744 \ub2e4\uc2dc \ud55c \ubc88 \uac01\uc778\uc2dc\ud0a4\uba70, \uc2e0\uc6a9 \uc810\uc218 \ud5a5\uc0c1\uc744 \uc704\ud55c \uc9c0\ub984\uae38\uc774 \ub2e8\uae30\uc801\uc778 \ud574\uacb0\ucc45\uc774 \uc544\ub2cc \uafb8\uc900\ud55c \uad00\ub9ac\uc640 \ud559\uc2b5\uc784\uc744 \uba85\ud655\ud788 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\uc801\uc73c\ub85c \ubcfc \ub54c, \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uc790\uae30 \uc790\uc2e0\uc5d0 \ub300\ud55c \ucca0\uc800\ud55c \uad00\ub9ac \ud0dc\ub3c4\uc640 \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5\uc785\ub2c8\ub2e4. \uc2e4\uc81c \uc0ac\ub840\uc640 \ud1b5\uacc4 \uc790\ub8cc\ub97c \ubc14\ud0d5\uc73c\ub85c \ud55c \uc774\ubc88 \uc139\uc158\uc758 \ub0b4\uc6a9\uc740 \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uc2e0\uc6a9 \uad00\ub9ac\uc5d0 \uc788\uc5b4 \ubc18\ub4dc\uc2dc \uc54c\uc544\uc57c \ud560 \ud575\uc2ec \ud301\ub4e4\uc744 \ud55c\ub208\uc5d0 \ubcf4\uc5ec\uc8fc\uba70, \uc774\ub97c \ud1b5\ud574 \uae08\uc735 \uc0dd\ud65c\uc758 \uc548\uc815\uc131\uacfc \ubbf8\ub798\ub97c \ubcf4\uc7a5\ud558\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uacbd\ud5d8\ud55c \ub2e4\uc591\ud55c \uc2e0\uc6a9 \uad00\ub9ac \uc0ac\ub840\uc640 \uc778\uae30 \ud301\ub4e4\uc740 \uc2e0\uc6a9 \uad00\ub9ac\uc758 \uae30\ubcf8 \uc6d0\uce59\uc744 \uc2e4\uc81c \uc0dd\ud65c\uc5d0 \uc801\uc6a9\ud558\uc5ec \uc5bb\uc740 \uc720\uc758\ubbf8\ud55c \uacb0\uacfc\ub4e4\uc785\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \uc131\uacf5 \uc0ac\ub840\ub4e4\uc740 \uc55e\uc73c\ub85c\uc758 \uae08\uc735 \uc0dd\ud65c\uc5d0\uc11c \ubc18\ub4dc\uc2dc \uace0\ub824\ud574\uc57c \ud560 \uc911\uc694\ud55c \uc694\uc18c\uac00 \ub420 \uac83\uc774\uba70, \uc2e0\uc6a9 \uc810\uc218\ub97c \uc720\uc9c0\ud558\uace0 \uac1c\uc120\ud558\uae30 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uc2e4\ud589 \ubc29\uc548\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ubaa8\uc0c9\ud574\uc57c \ud568\uc744 \uc798 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"4-%eb%af%b8%eb%9e%98-%eb%8c%80%eb%b9%84-%ec%8b%a0%ec%9a%a9-%ec%a0%90%ec%88%98-%ea%b0%9c%ec%84%a0-%eb%b0%a9%ec%95%88%ea%b3%bc-%ec%a2%85%ed%95%a9-%ec%9a%94%ec%95%bd-TSvhrtMCio\">4. \ubbf8\ub798 \ub300\ube44 \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120 \ubc29\uc548\uacfc \uc885\ud569 \uc694\uc57d<\/h2>\n<p>\ub9c8\uc9c0\ub9c9 \uc139\uc158\uc5d0\uc11c\ub294 \uc55e\uc73c\ub85c \ubcc0\ud654\ub420 \uae08\uc735 \ud658\uacbd\uc5d0 \ub300\ube44\ud558\uc5ec \uc2e0\uc6a9 \uc810\uc218\ub97c \ub354\uc6b1 \uac1c\uc120\ud558\uace0 \ubcf4\uc644\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\ub4e4\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \ubbf8\ub798\uc5d0 \uc9c1\uba74\ud560 \ub2e4\uc591\ud55c \uae08\uc735 \ub3c4\uc804\uc5d0 \ud6a8\uc728\uc801\uc73c\ub85c \ub300\uc751\ud558\uae30 \uc704\ud574\uc11c\ub294 \ubbf8\ub9ac \ub300\ube44\ud558\uace0 \uacc4\ud68d\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120\uc5d0 \uad00\ud55c \ucd5c\uc2e0 \ub3d9\ud5a5, \ubbf8\ub798 \uc608\uce21 \uc790\ub8cc, \uadf8\ub9ac\uace0 \uc804\ubb38\uac00\ub4e4\uc758 \uc870\uc5b8\uc744 \uc885\ud569\ud558\uc5ec \ubc29\ud5a5\uc131\uacfc \uad6c\uccb4\uc801\uc778 \uc2e4\ud589 \ubc29\uc548\uc744 \uae30\uc220\ud569\ub2c8\ub2e4.<\/p>\n<p>\uae08\uc735 \uc2dc\uc7a5\uc740 \ube60\ub974\uac8c \ubcc0\ud558\uace0 \uc788\uc73c\uba70, \uc774\uc5d0 \ub530\ub77c \uc2e0\uc6a9 \uc810\uc218\uc758 \uc911\uc694\uc131\uacfc \uadf8 \ud3c9\uac00 \uae30\uc900\ub3c4 \uc810\ucc28 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5 \uae30\ubc18\uc758 \ub370\uc774\ud130 \ubd84\uc11d, \ube45\ub370\uc774\ud130 \ud65c\uc6a9, \uadf8\ub9ac\uace0 \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4\uc758 \ubc1c\ub2ec\uc740 \uc55e\uc73c\ub85c \uc2e0\uc6a9 \ud3c9\uac00 \ubc29\uc2dd\uc5d0 \ud601\uc2e0\uc744 \uac00\uc838\uc62c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc740 \uc774\ub7ec\ud55c \ucd5c\uc2e0 \uae30\uc220\uc758 \ubc1c\uc804\uacfc \ubcc0\ud654\ud558\ub294 \uae08\uc735 \ud658\uacbd\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \ubc14\ud0d5\uc73c\ub85c, \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uc810\uc218\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\uc120\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uae08\uc735 \uae30\uad00\ub4e4\uc774 AI \ubd84\uc11d \ub3c4\uad6c\ub97c \ud65c\uc6a9\ud558\uc5ec \uac1c\uc778\uc758 \uc18c\ube44 \ud328\ud134\uacfc \uc0c1\ud658 \uae30\ub85d\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ubd84\uc11d\ud558\ub294 \uc0ac\ub840\uac00 \ub298\uc5b4\ub098\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \ubcf4\ub2e4 \uc815\ud655\ud558\uace0 \uc2e0\uc18d\ud55c \uc2e0\uc6a9 \ud3c9\uac00\uac00 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\ub798 \ub300\ube44 \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120\uc744 \uc704\ud574 \uac00\uc7a5 \uc6b0\uc120\uc801\uc73c\ub85c \uace0\ub824\ud574\uc57c \ud560 \uc0ac\ud56d\uc740 \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c\uacfc \ucd5c\uc2e0 \uae08\uc735 \ud2b8\ub80c\ub4dc\uc5d0 \ub300\ud55c \uc801\uadf9\uc801\uc778 \ud559\uc2b5\uc785\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc740 \uae08\uc735 \uad00\ub828 \ub274\uc2a4\ub97c \uc8fc\uae30\uc801\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0, \uae08\uc735 \uae30\uad00 \ubc0f \uad00\ub828 \uc815\ubd80 \uae30\uad00\uc5d0\uc11c \ubc1c\uac04\ud558\ub294 \ubcf4\uace0\uc11c\ub97c \ucc38\uace0\ud558\uc5ec \uc2e0\uc6a9 \ud3c9\uac00 \uae30\uc900 \ubc0f \uac1c\uc120 \ubc29\ud5a5\uc744 \ud30c\uc545\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \ub514\uc9c0\ud138 \uae08\uc735 \uc2dc\ub300\uc5d0\ub294 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uac70\ub798 \uc678\uc5d0\ub3c4 \uc0c8\ub85c\uc6b4 \uc18c\ube44 \ud328\ud134\uacfc \uacb0\uc81c \ubc29\uc2dd\uc774 \ub4f1\uc7a5\ud560 \uac00\ub2a5\uc131\uc774 \ud06c\ubbc0\ub85c, \uc774\uc5d0 \ub9de\ucdb0 \uc790\uc2e0\uc758 \uc7ac\uc815 \uad00\ub9ac \uc804\ub7b5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ubcf4\uc644\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ubbf8\ub798\uc758 \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120 \ubc29\uc548\uc5d0\ub294 \ubd80\ucc44 \uad00\ub9ac\uc640 \uc800\ucd95 \uc2b5\uad00\uc758 \ubcd1\ud589\uc774 \ubc18\ub4dc\uc2dc \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 \u201c\ubd80\ucc44\uc640 \uc800\ucd95\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc778 \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120\uc758 \ud575\uc2ec\u201d\uc774\ub77c\uace0 \uac15\uc870\ud569\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \ub2f9\uc7a5 \ub2f9\uba74\ud55c \uc18c\ube44\uc640 \ubd80\ucc44 \uad00\ub9ac \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uba74\uc11c\ub3c4 \uafb8\uc900\ud55c \uc800\ucd95 \uc2b5\uad00\uc744 \uc720\uc9c0\ud55c\ub2e4\uba74, \ube44\uc0c1 \uc0c1\ud669\uc5d0 \ub300\ube44\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120\uc5d0\ub3c4 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc785\ub2c8\ub2e4. \uc774\uc640 \uad00\ub828\ud558\uc5ec, \ub9e4\ub2ec \uc77c\uc815 \uae08\uc561\uc744 \uc800\ucd95\ud558\ub294 \u2018\uc790\ub3d9 \uc800\ucd95 \uc2dc\uc2a4\ud15c\u2019\uc744 \ub3c4\uc785\ud558\uac70\ub098, \uae08\uc735 \uc571\uc758 \uc608\uc0b0 \uad00\ub9ac \uae30\ub2a5\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc720\uc6a9\ud55c \ubc29\ubc95\uc73c\ub85c \uaf3d\ud799\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\ub798 \uae08\uc735 \ud658\uacbd\uc5d0\uc11c\ub294 \ub2e4\uc591\ud55c \uc2e0\uc6a9 \uad00\ub9ac \ub3c4\uad6c\uc640 \uc11c\ube44\uc2a4\uac00 \ub4f1\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \uae30\ubc18\uc73c\ub85c \ud55c \uc2e0\uc6a9 \uac70\ub798 \uae30\ub85d \uc2dc\uc2a4\ud15c\uc774\ub098, AI \uae30\ubc18\uc758 \uac1c\uc778 \ub9de\ucda4\ud615 \uae08\uc735 \ucee8\uc124\ud305 \uc11c\ube44\uc2a4 \ub4f1\uc774 \ub300\ud45c\uc801\uc778 \ud601\uc2e0 \uc0ac\ub840\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2e0\uae30\uc220\ub4e4\uc740 \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \ub354\uc6b1 \uc815\ud655\ud558\uac8c \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uc0c1\ud0dc\ub97c \uc9c4\ub2e8\ud558\uace0, \ud6a8\uacfc\uc801\uc778 \uac1c\uc120 \ubc29\ubc95\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. \ucd5c\uc2e0 \uc0ac\ub840\ub85c, \uc77c\ubd80 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc740 \uc774\ubbf8 \uc778\uacf5\uc9c0\ub2a5 \uc54c\uace0\ub9ac\uc998\uc744 \uc774\uc6a9\ud558\uc5ec \uace0\uac1d\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud558\uace0, \uadf8\uc5d0 \ub530\ub77c \ub9de\ucda4\ud615 \uc2e0\uc6a9 \uad00\ub9ac \uc804\ub7b5\uc744 \ucd94\ucc9c\ud558\ub294 \uc11c\ube44\uc2a4\ub97c \uc2dc\uc791\ud558\uc600\uc73c\uba70, \uc774\ub294 \uc55e\uc73c\ub85c \ud070 \ubcc0\ud654\ub97c \uc608\uace0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\ub798 \ub300\ube44 \uc2e0\uc6a9 \uac1c\uc120\uc5d0 \uc788\uc5b4\uc11c \ub610 \ub2e4\ub978 \uc911\uc694\ud55c \uc694\uc18c\ub294 \uae08\uc735 \uad50\uc721\uc758 \uac15\ud654\uc785\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uae08\uc735\uacfc \uc2e0\uc6a9 \uad00\ub9ac\uc5d0 \ub300\ud574 \uccb4\uacc4\uc801\uc73c\ub85c \ubc30\uc6b0\uace0, \uc2a4\uc2a4\ub85c\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc810\uac80\ud560 \uc218 \uc788\ub294 \uc5ed\ub7c9\uc744 \uac16\ucd94\ub294 \uac83\uc774 \ubc18\ub4dc\uc2dc \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \ub300\ud559, \uc9c1\uc7a5, \uadf8\ub9ac\uace0 \uac01\uc885 \ucee4\ubba4\ub2c8\ud2f0\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uae08\uc735 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc720\uc775\ud55c \uacbd\ud5d8\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc628\ub77c\uc778 \uac15\uc758\ub098 \uc6e8\ube44\ub098\ub97c \ud1b5\ud574 \ucd5c\uc2e0 \uae08\uc735 \uae30\uc220\uacfc \uc2e0\uc6a9 \uad00\ub9ac \uc804\ub7b5\uc744 \ud559\uc2b5\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub3c4 \ub9ce\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uc740 \uac1c\uc778\uc758 \uae08\uc735 \uac74\uc804\uc131\uc740 \ubb3c\ub860, \ub354 \ub098\uc544\uac00 \uc0ac\ud68c \uc804\uccb4\uc758 \uacbd\uc81c\uc801 \uc548\uc815\uc131\uc5d0\ub3c4 \uae30\uc5ec\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120\uc744 \uc704\ud574\uc11c\ub294 \uae08\uc735 \uac70\ub798 \uae30\ub85d\uc758 \ud22c\uba85\uc131\uc744 \uc720\uc9c0\ud558\uace0, \ubd80\uc815\ud655\ud55c \uc815\ubcf4\ub098 \uc624\ub958\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\ub3c4\ub85d \uafb8\uc900\ud788 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2e0\uc6a9 \ud3c9\uac00 \uae30\uad00\uacfc\uc758 \uc815\uae30\uc801\uc778 \uc18c\ud1b5, \uadf8\ub9ac\uace0 \ud544\uc694\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc2e0\uc6a9 \ubcf4\uace0\uc11c\uc5d0 \uae30\uc7ac\ub41c \uc798\ubabb\ub41c \uc815\ubcf4\ub97c \ubc14\ub85c\uc7a1\ub294 \uc808\ucc28\ub97c \ubc1f\uc544\uc57c \ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \u201c\uc815\ud655\ud55c \uc2e0\uc6a9 \uae30\ub85d\uc740 \ubbf8\ub798 \uae08\uc735 \uac70\ub798\uc5d0\uc11c \uc2e0\ub8b0\ub97c \ud655\ubcf4\ud558\ub294 \ub370 \uac00\uc7a5 \uc911\uc694\ud55c \uc694\uc18c\u201d\ub77c\uace0 \ub9d0\ud558\uba70, \uac1c\uc778\uc774 \uc2a4\uc2a4\ub85c \uc774\ub97c \uad00\ub9ac\ud558\uace0 \ud655\uc778\ud560 \ucc45\uc784\uc774 \uc788\uc74c\uc744 \uac15\uc870\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\ub41c \uae08\uc735 \uc0dd\ud65c\uc758 \ucd08\uc11d\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud604\uc2e4\uc801\uc778 \uc811\uadfc \ubc29\uc548\uc73c\ub85c, \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc740 \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uc0c1\ud0dc\ub97c \uc8fc\uae30\uc801\uc73c\ub85c \uc810\uac80\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574, \uc804\ubb38 \uc7ac\ubb34 \uc0c1\ub2f4\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uac70\ub098, \uae08\uc735 \uc571\uc744 \ud1b5\ud574 \uccb4\uacc4\uc801\uc778 \uc608\uc0b0 \ubc0f \uc18c\ube44 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc744 \ub3c4\uc785\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uad6c\uccb4\uc801\uc73c\ub85c, \ub9e4\uc6d4 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud558\uc5ec \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc740 \uc904\uc774\uace0, \ud544\uc694\ud55c \uc9c0\ucd9c\uc740 \uacc4\ud68d\uc801\uc778 \uc18c\ube44\ub85c \uc804\ud658\ud558\ub294 \ub4f1\uc758 \ub178\ub825\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2b5\uad00\uc740 \uc2e0\uc6a9 \uc810\uc218 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc804\ubc18\uc801\uc778 \uc7ac\uc815 \uac74\uc804\uc131 \ud5a5\uc0c1\uc5d0 \uae30\uc5ec\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc694\uc57d\ud558\uc790\uba74, \ubbf8\ub798 \ub300\ube44 \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120\uc744 \uc704\ud574\uc11c\ub294 \ucd5c\uc2e0 \uae08\uc735 \ud2b8\ub80c\ub4dc\uc5d0 \uc801\uadf9\uc801\uc73c\ub85c \ub300\uc751\ud558\uace0, \uafb8\uc900\ud55c \uc790\uae30 \uad00\ub9ac\uc640 \uad50\uc721\uc744 \ubcd1\ud589\ud558\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uae08\uc735 \ud658\uacbd\uc758 \ubcc0\ud654\uc5d0 \uc720\uc5f0\ud558\uac8c \ub300\ucc98\ud558\uace0, \uc2e0\uae30\uc220\uacfc \ud601\uc2e0\uc801 \uc11c\ube44\uc2a4\ub97c \ud65c\uc6a9\ud568\uc73c\ub85c\uc368, \ubcf4\ub2e4 \uc548\uc815\uc801\uc774\uace0 \uc6b0\uc218\ud55c \uc2e0\uc6a9 \uc810\uc218\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \uc2e0\uc6a9 \uad00\ub9ac\uc758 \uc131\uacf5\uc740 \ub2e8\uae30\uac04\uc758 \uac1c\uc120\uc774 \uc544\ub2c8\ub77c, \uc9c0\uc18d\uc801\uc774\uace0 \uccb4\uacc4\uc801\uc778 \uad00\ub9ac \ub178\ub825\uc744 \ud1b5\ud574 \ub2ec\uc131\ub418\ub294 \uacb0\uacfc\uc784\uc744 \uba85\uc2ec\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ubcf8 \uae00\uc5d0\uc11c \uc81c\uc2dc\ud55c \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \ud301\uacfc \uc0ac\ub840, \uadf8\ub9ac\uace0 \ubbf8\ub798 \ub300\ube44 \uc804\ub7b5\uc744 \uc885\ud569\ud574\ubcf4\uba74 \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \ubc18\ub4dc\uc2dc \uac16\ucd94\uc5b4\uc57c \ud560 \uae08\uc735 \uad00\ub9ac\uc758 \uae30\ubcf8 \uc6d0\uce59\uc774 \ubb34\uc5c7\uc778\uc9c0 \uba85\ud655\ud558\uac8c \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9 \uc810\uc218\ub294 \ub2e8\uc21c\ud55c \uc9c0\ud45c \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac00\uc9c0\uba70, \uc774\ub294 \ud5a5\ud6c4 \uae08\uc735 \uac70\ub798\uc640 \uac1c\uc778\uc758 \uacbd\uc81c\uc801 \uc790\ub9bd\uc744 \uc704\ud55c \ud544\uc218\uc801\uc778 \uc694\uc18c\uc785\ub2c8\ub2e4. \uccb4\uacc4\uc801\uc778 \uc810\uac80\uacfc \ud559\uc2b5, \uadf8\ub9ac\uace0 \ucd5c\uc2e0 \uae08\uc735 \uae30\uc220\uc758 \ud65c\uc6a9\uc744 \ud1b5\ud574 \uc2e0\uc6a9 \uc810\uc218\ub97c \uc720\uc9c0\ud558\uace0, \uac1c\uc120\ud574 \ub098\uac00\ub294 \ub178\ub825\uc774 \uc5b8\uc81c\ub098 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc74c\uc740 \uc774 \uae00\uc758 \ud575\uc2ec \ub0b4\uc6a9\uc744 \uc815\ub9ac\ud55c \uc694\uc57d\uc785\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uc2e0\uc6a9 \uc810\uc218\uc758 \uac1c\ub150\uacfc \uc911\uc694\uc131\uc744 \uc815\ud655\ud788 \uc774\ud574\ud558\uace0, \uc815\uae30\uc801\uc73c\ub85c \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uc0c1\ud0dc\ub97c \uc810\uac80\ud574\uc57c \ud55c\ub2e4.<\/li>\n<li>\uc2e0\uc6a9 \uce74\ub4dc \uc0ac\uc6a9, \uc18c\ube44 \uc2b5\uad00 \uac1c\uc120, \uc790\ub3d9 \uacb0\uc81c \uc124\uc815 \ub4f1 \uad6c\uccb4\uc801\uc778 \uad00\ub9ac \uc804\ub7b5\ub4e4\uc744 \uc2e4\ud589\ud568\uc73c\ub85c\uc368 \uc810\uc218\ub97c \uac1c\uc120\ud560 \uc218 \uc788\ub2e4.<\/li>\n<li>\uc2e4\uc81c \uc0ac\ub840 \uc5f0\uad6c\uc640 \uc778\uae30 \ud301\ub4e4\uc744 \ud1b5\ud574 \uccb4\uacc4\uc801\uc778 \uc2e0\uc6a9 \uad00\ub9ac\ub97c \uc2e4\uc0dd\ud65c\uc5d0 \uc801\uc6a9\ud558\ub294 \ubc29\ubc95\uc744 \ubc30\uc6cc\uc57c \ud55c\ub2e4.<\/li>\n<li>\ubbf8\ub798 \uae08\uc735 \ud658\uacbd\uacfc \ucd5c\uc2e0 \uae30\uc220\uc758 \ubc1c\uc804\uc5d0 \ub9de\ucdb0 \uc9c0\uc18d\uc801\uc73c\ub85c \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uc0c1\ud0dc\ub97c \uac1c\uc120\ud558\uace0, \uae08\uc735 \uad50\uc721\uc744 \uac15\ud654\ud574\uc57c \ud55c\ub2e4.<\/li>\n<\/ul>\n<p>\uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uc774 \uae00\uc5d0\uc11c \uc18c\uac1c\ud55c \ub2e4\uc591\ud55c \ud301\uacfc \uc804\ub7b5\uc744 \uc790\uc2e0\uc758 \uae08\uc735 \uc0dd\ud65c\uc5d0 \uc801\uc6a9\ud55c\ub2e4\uba74, \ucc98\uc74c \ub9c8\uc8fc\ud558\ub294 \uc7ac\uc815 \ub3c4\uc804\uc5d0 \ubcf4\ub2e4 \ub2a5\ub3d9\uc801\uc73c\ub85c \ub300\ucc98\ud558\uace0, \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub97c \uc124\uacc4\ud558\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac\ub780 \ub2e8\uc21c\ud788 \uc22b\uc790 \uad00\ub9ac\uac00 \uc544\ub2c8\ub77c, \uc790\uc2e0\uc758 \uc7ac\uc815 \uac74\uc804\uc131\uc744 \ub192\uc774\uace0 \uc2e0\ub8b0\ubc1b\ub294 \uae08\uc735 \ud30c\ud2b8\ub108\ub85c \uc131\uc7a5\ud574 \ub098\uac00\ub294 \uacfc\uc815\uc784\uc744 \uae30\uc5b5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\uc801\uc73c\ub85c, \uc2e0\uc6a9 \uc810\uc218\uc758 \uc911\uc694\uc131\uacfc \uadf8 \uad00\ub9ac \ubc29\uc548\uc740 \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc774 \uac74\uc2e4\ud55c \uae08\uc735 \uc0dd\ud65c\uc744 \uc601\uc704\ud558\uae30 \uc704\ud55c \ud544\uc218 \uc694\uc18c\uc785\ub2c8\ub2e4. \uc55e\uc73c\ub85c \uc810\ucc28 \uc2ec\ud654\ub418\ub294 \uae08\uc735 \uac70\ub798 \ud658\uacbd \uc18d\uc5d0\uc11c, \uafb8\uc900\ud55c \uc790\uae30 \uad00\ub9ac\uc640 \ucd5c\uc2e0 \uae08\uc735 \uae30\uc220\uc758 \ub3c4\uc785\uc740 \uc5ec\ub7ec\ubd84\uc758 \uacbd\uc81c\uc801 \uc131\uacf5\uacfc \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub97c \ubcf4\uc7a5\ud574 \uc904 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc640 \uac19\uc774 \ubbf8\ub798\ub97c \ub300\ube44\ud55c \uc2e0\uc6a9 \uc810\uc218 \uac1c\uc120 \ubc29\uc548\uacfc \uc885\ud569 \uc694\uc57d\uc744 \ud1b5\ud574 \ubcf8 \uae00\uc740 \uc0ac\ud68c \ucd08\ub144\uc0dd \uc5ec\ub7ec\ubd84\uc774 \uc2e0\uc6a9 \uad00\ub9ac\uc5d0 \ud544\uc694\ud55c \uc2e4\uc9c8\uc801\uc778 \uc815\ubcf4\uc640 \uc2e4\ud589 \uac00\ub2a5\ud55c \uc804\ub7b5\ub4e4\uc744 \uc81c\uc2dc\ud558\uc600\uc2b5\ub2c8\ub2e4. \uae08\uc735\uc758 \uae30\ubcf8 \uc6d0\uce59\uc744 \ubc14\ud0d5\uc73c\ub85c, \uc9c0\uc18d\uc801\uc774\uace0 \uccb4\uacc4\uc801\uc778 \ub178\ub825\uc774 \uacb0\uad6d \uc2e0\uc6a9 \uc810\uc218\ub97c \uac1c\uc120\ud558\ub294 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \uae38\uc774\ub77c\ub294 \uc810\uc744 \uac15\uc870\ud558\uba70, \uc5ec\ub7ec\ubd84\uc758 \ubc1d\uc740 \uc7ac\uc815 \ubbf8\ub798\ub97c \uc751\uc6d0\ud558\ub294 \ubc14\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc0ac\ud68c \ucd08\ub144\uc0dd\ub3c4 \uc27d\uac8c \ub530\ub77c\ud560 \uc218 \uc788\ub294 \uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \ud301! \uc62c\ubc14\ub978 \uc2e0\uc6a9 \uc0ac\uc6a9\ubc95\uacfc \uccb4\uacc4\uc801\uc778 \uad00\ub9ac\ub85c \uc7ac\uc815 \ubbf8\ub798\ub97c 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