{"id":57247,"date":"2025-03-20T21:32:50","date_gmt":"2025-03-20T12:32:50","guid":{"rendered":"https:\/\/m9js.shop\/blog\/lifestyle\/the-complete-guide-to-p2p-investments-for-generation-2030"},"modified":"2025-03-20T21:32:53","modified_gmt":"2025-03-20T12:32:53","slug":"the-complete-guide-to-p2p-investments-for-generation-2030","status":"publish","type":"post","link":"https:\/\/m9js.shop\/blog\/lifestyle\/the-complete-guide-to-p2p-investments-for-generation-2030","title":{"rendered":"2030 \uc138\ub300\ub97c \uc704\ud55c P2P \ud22c\uc790 \uc644\ubcbd \uac00\uc774\ub4dc"},"content":{"rendered":"<ul class=\"toc_post_list\">\n<li>\n<h2>\ubaa9\ucc28<\/h2>\n<ul>\n<li><a href=\"#2030-%ec%84%b8%eb%8c%80%eb%a5%bc-%ec%9c%84%ed%95%9c-p2p-%ed%88%ac%ec%9e%90-%ec%99%84%eb%b2%bd-%ea%b0%80%ec%9d%b4%eb%93%9c-RLFriNDBWO\">2030 \uc138\ub300\ub97c \uc704\ud55c P2P \ud22c\uc790 \uc644\ubcbd \uac00\uc774\ub4dc<\/a><\/li>\n<li><a href=\"#%ec%84%b9%ec%85%98-1-p2p-%ed%88%ac%ec%9e%90%ec%9d%98-%ea%b0%9c%eb%85%90%ea%b3%bc-%ea%b8%b0%eb%b0%98-%ec%9d%b4%ed%95%b4-RLFriNDBWO\">\uc139\uc158 1: P2P \ud22c\uc790\uc758 \uac1c\ub150\uacfc \uae30\ubc18 \uc774\ud574<\/a><\/li>\n<li><a href=\"#%ec%84%b9%ec%85%98-2-2030-%ec%84%b8%eb%8c%80%eb%a5%bc-%ec%9c%84%ed%95%9c-p2p-%ed%88%ac%ec%9e%90-%ed%94%8c%eb%9e%ab%ed%8f%bc-%ec%84%a0%ed%83%9d-%ec%a0%84%eb%9e%b5-RLFriNDBWO\">\uc139\uc158 2: 2030 \uc138\ub300\ub97c \uc704\ud55c P2P \ud22c\uc790 \ud50c\ub7ab\ud3fc \uc120\ud0dd \uc804\ub7b5<\/a><\/li>\n<li><a href=\"#%ec%84%b9%ec%85%98-3-%eb%a6%ac%ec%8a%a4%ed%81%ac-%eb%b0%8f-%ec%95%88%ec%a0%95%ec%84%b1-%ed%99%95%eb%b3%b4-%ec%a0%84%eb%9e%b5-RLFriNDBWO\">\uc139\uc158 3: \ub9ac\uc2a4\ud06c \ubc0f \uc548\uc815\uc131 \ud655\ubcf4 \uc804\ub7b5<\/a><\/li>\n<li><a href=\"#%ec%84%b9%ec%85%98-4-p2p-%ed%88%ac%ec%9e%90%eb%a1%9c-%ec%9e%a5%ea%b8%b0%ec%a0%81-%ec%9e%90%ec%82%b0-%ed%98%95%ec%84%b1%ed%95%98%ea%b8%b0-RLFriNDBWO\">\uc139\uc158 4: P2P \ud22c\uc790\ub85c \uc7a5\uae30\uc801 \uc790\uc0b0 \ud615\uc131\ud558\uae30<\/a><\/li>\n<li><a href=\"#%eb%a7%88%eb%ac%b4%eb%a6%ac-%eb%b0%8f-%ed%95%b5%ec%8b%ac-%ec%9a%94%ec%95%bd-RLFriNDBWO\">\ub9c8\ubb34\ub9ac \ubc0f \ud575\uc2ec \uc694\uc57d<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>    <title id=\"2030-%ec%84%b8%eb%8c%80%eb%a5%bc-%ec%9c%84%ed%95%9c-p2p-%ed%88%ac%ec%9e%90-%ec%99%84%eb%b2%bd-%ea%b0%80%ec%9d%b4%eb%93%9c-RLFriNDBWO\">2030 \uc138\ub300\ub97c \uc704\ud55c P2P \ud22c\uc790 \uc644\ubcbd \uac00\uc774\ub4dc<\/title><\/p>\n<h1 id=\"2030-%ec%84%b8%eb%8c%80%eb%a5%bc-%ec%9c%84%ed%95%9c-p2p-%ed%88%ac%ec%9e%90-%ec%99%84%eb%b2%bd-%ea%b0%80%ec%9d%b4%eb%93%9c-RLFriNDBWO\">2030 \uc138\ub300\ub97c \uc704\ud55c P2P \ud22c\uc790 \uc644\ubcbd \uac00\uc774\ub4dc<\/h1>\n<p><img decoding=\"async\" src=\"https:\/\/m9js.shop\/blog\/wp-content\/uploads\/2025\/03\/2030-ec84b8eb8c80eba5bc-ec9c84ed959c-p2p-ed88acec9e90-ec9984ebb2bd-eab080ec9db4eb939c.jpeg\" alt=\"2030 \uc138\ub300\ub97c \uc704\ud55c P2P \ud22c\uc790 \uc644\ubcbd \uac00\uc774\ub4dc\" \/><\/p>\n<h2 id=\"%ec%84%b9%ec%85%98-1-p2p-%ed%88%ac%ec%9e%90%ec%9d%98-%ea%b0%9c%eb%85%90%ea%b3%bc-%ea%b8%b0%eb%b0%98-%ec%9d%b4%ed%95%b4-RLFriNDBWO\">\uc139\uc158 1: P2P \ud22c\uc790\uc758 \uac1c\ub150\uacfc \uae30\ubc18 \uc774\ud574<\/h2>\n<p>P2P(Peer-to-Peer) \ud22c\uc790\ub294 \uac1c\uc778 \uac04 \ud639\uc740 \uac1c\uc778\uacfc \uae30\uc5c5 \uac04 \uc790\uae08\uc744 \uc5f0\uacb0\ud574\uc8fc\ub294 \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \ud22c\uc790\uc640 \ub300\ucd9c\uc774 \uc774\ub904\uc9c0\ub294 \ubc29\uc2dd\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uae30\uad00\uc744 \uac70\uce58\uc9c0 \uc54a\uace0\ub3c4 \ud22c\uc790\uc790\uc640 \uc790\uae08 \uc218\uc694\uc790\uac00 \uc9c1\uc811 \uc5f0\uacb0\ub420 \uc218 \uc788\ub2e4\ub294 \uc810\uc5d0\uc11c, 2030 \uc138\ub300\uc758 \uad00\uc2ec\uc774 \uae09\uaca9\ud788 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc778\ud130\ub137\uacfc \ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud65c\uc6a9\uc774 \uc790\uc720\ub85c\uc6cc\uc9c4 \uc138\ub300\uc5d0\uac8c P2P \ud22c\uc790\ub294 \uc790\ubcf8\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud560 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804 \uc138\uacc4\uc801\uc73c\ub85c P2P \ub300\ucd9c \uc2dc\uc7a5\uc740 \uc810\uc9c4\uc801\uc73c\ub85c \ud655\uc7a5 \uc911\uc774\uba70, \uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c\ub3c4 2010\ub144\ub300 \ucd08\ubc18\ubd80\ud130 \ubcf8\uaca9\uc801\uc73c\ub85c \ud50c\ub7ab\ud3fc\uc774 \ub4f1\uc7a5\ud558\uc5ec \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uae08\uc735\uac10\ub3c5\uc6d0\uc5d0 \ub530\ub974\uba74 2023\ub144 \uae30\uc900 \uad6d\ub0b4 P2P \ub300\ucd9c \uc794\uc561\uc740 \uc57d 3\uc870 \uc6d0 \uaddc\ubaa8\ub97c \ud615\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc218\uce58\uac00 \uc758\ubbf8\ud558\ub294 \uac83\uc740, \uac1c\uc778\uc5d0\uac8c \ubbf8\ub798 \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \uc120\ud0dd\uc9c0\ub97c \uc81c\uacf5\ud55c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n<p>2030 \uc138\ub300\ub294 \uae30\uc874\uc758 \uc608\u00b7\uc801\uae08 \ud639\uc740 \uc8fc\uc2dd, \ud380\ub4dc \ub4f1\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\uace0 \ub2e4\uc591\ud55c \ud22c\uc790 \ucc44\ub110\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uae08\ub9ac \uc778\uc0c1\uacfc \uac19\uc740 \uac70\uc2dc\uacbd\uc81c\uc801 \ubcc0\ud654\uc5d0\ub3c4 \ubbfc\uac10\ud558\uba70, \uc704\ud5d8\uacfc \uc218\uc775\uc758 \uade0\ud615\uc744 \uc2e0\uc911\ud558\uac8c \ub530\uc838\ubcf4\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. P2P \ud22c\uc790\ub294 \uc18c\uc561 \ud22c\uc790\ub3c4 \uac00\ub2a5\ud558\ub2e4\ub294 \uc7a5\uc810 \ub54c\ubb38\uc5d0 \uc790\ubcf8\uae08\uc774 \ud48d\uc871\ud558\uc9c0 \uc54a\uc740 \uc80a\uc740 \uc138\ub300\uc5d0\uac8c \ub354\uc6b1 \ub208\uae38\uc744 \ub055\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 50\ub9cc \uc6d0 \uc815\ub3c4\uc758 \uae08\uc561\ub9cc\uc73c\ub85c\ub3c4 P2P \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ub2e4\uc591\ud55c \ub300\ucd9c \uc0c1\ud488\uc744 \uc811\ud560 \uc218 \uc788\uace0, \ud2b9\uc815 \ud504\ub85c\uc81d\ud2b8\ub098 \ub300\ucd9c\uc790\uc5d0\uac8c \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uae30\ud68c\uac00 \uc81c\uacf5\ub429\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubd84\uc0b0\u6295\u8cc7(Diversification)\ub97c \uc190\uc27d\uac8c \uc2e4\ucc9c\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\ub3c4 \uc80a\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc694\uc18c\uc785\ub2c8\ub2e4. \ub610\ud55c P2P \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ud22c\uc790\ub97c \uacbd\ud5d8\ud55c \ub4a4\uc5d0 \ub354\uc6b1 \uc804\ubb38\uc801\uc778 \ud22c\uc790\ub85c \ud655\uc7a5\ud574\ub098\uac00\ub294 &#8216;\ud150\ub364(Tandem) \uc804\ub7b5&#8217;\ub3c4 \ud604\uba85\ud55c \ubc29\ubc95 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n<p>P2P \ud22c\uc790\uc758 \uae30\ubc18\uc740 &#8216;\uc2e0\ub8b0&#8217;\uc640 &#8216;\ub9ac\uc2a4\ud06c \uad00\ub9ac&#8217;\uc5d0\uc11c \ucd9c\ubc1c\ud569\ub2c8\ub2e4. \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uae30\uad00\uc774 \uc911\uac04\uc5d0\uc11c \uc801\uc808\ud55c \uc2ec\uc0ac\uc640 \uad00\ub9ac\ub97c \ub2f4\ub2f9\ud558\ub4ef\uc774, P2P \ud50c\ub7ab\ud3fc\ub3c4 \ub300\ucd9c\uc790\uc5d0 \ub300\ud55c \uc2e0\uc6a9 \ud3c9\uac00, \ub2f4\ubcf4 \uac80\uc99d, \ucc44\uad8c\ucd94\uc2ec \uc2dc\uc2a4\ud15c \ub4f1\uc758 \uc548\uc804\uc7a5\uce58\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc77c\ubd80 \ud50c\ub7ab\ud3fc\uc740 \uae30\uc220 \uae30\ubc18\uc758 \uc2e0\uc6a9\ud3c9\uac00 \ubaa8\ub378\uc744 \uac1c\ubc1c\ud558\uc5ec, \ub300\ucd9c \uc2e0\uccad\uc778\uc758 \uac1c\uc778\uc2e0\uc6a9\ub4f1\uae09\ubfd0 \uc544\ub2c8\ub77c \uc18c\uc15c \ub370\uc774\ud130\ub098 \ub2e4\uc591\ud55c \ub300\uccb4 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud574 \uc815\ud655\ub3c4\ub97c \ub192\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc774\ub807\uac8c \ub370\uc774\ud130\ub97c \ubcf5\ud569\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 &#8216;\ud540\ud14c\ud06c(Fintech)&#8217; \uae30\uc220 \ubc1c\uc804\uc740 P2P \ud22c\uc790\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ub97c \ud55c\uce35 \ub354 \uac15\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\ub294 \ubaa8\ubc14\uc77c \uae30\uae30\ub97c \ud1b5\ud55c \uc2e4\uc2dc\uac04 \ubaa8\ub2c8\ud130\ub9c1\uacfc \uc5c5\ub370\uc774\ud2b8\ub97c \uc911\uc694\ud558\uac8c \uc5ec\uae30\ubbc0\ub85c, \uc774\ub7ec\ud55c \uae30\uc220 \uc9c4\ubcf4\ub294 \ud22c\uc790\uc758 \uc811\uadfc\uc131\uc744 \ub192\uc774\ub294 \ud575\uc2ec \ub3d9\uc778\uc785\ub2c8\ub2e4.<\/p>\n<p>2030 \uc138\ub300\uac00 P2P \ud22c\uc790\ub97c \uc774\ud574\ud560 \ub54c \uac00\uc7a5 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud574\uc57c \ud560 \uc694\uc18c \uc911 \ud558\ub098\ub294 &#8216;\ud22c\uc790 \uad6c\uc870\uc758 \ud22c\uba85\uc131&#8217;\uc785\ub2c8\ub2e4. \uc804\ud1b5 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \uacbd\uc6b0 \uae30\uad00\uc774 \ubcf5\uc7a1\ud55c \uc808\ucc28\uc640 \uc2ec\uc0ac \uacfc\uc815\uc744 \uac70\uccd0 \ub300\ucd9c\uae08\uacfc \ud22c\uc790\uae08\uc744 \uc6b4\uc6a9\ud558\uc9c0\ub9cc, P2P \ud50c\ub7ab\ud3fc\uc758 \uad6c\uc870\ub294 \ube44\uad50\uc801 \ub2e8\uc21c\ud569\ub2c8\ub2e4. \ud22c\uc790 \uae08\uc561\uc774 \uace7\ubc14\ub85c \ub300\ucd9c \uc218\uc694\uc790\uc758 \ud504\ub85c\uc81d\ud2b8 \ub610\ub294 \uac1c\uc778\uc5d0\uac8c \ud560\ub2f9\ub418\uba70, \uc911\uac04 \uc218\uc218\ub8cc\ub098 \uad00\ub9ac\ube44\uc6a9\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860, \ud50c\ub7ab\ud3fc\uc774 \uc911\uac1c \uc218\uc218\ub8cc\ub97c \ubc1b\uae34 \ud558\uc9c0\ub9cc, \uc815\ubcf4\uc758 \ud750\ub984\uc774 \uc880 \ub354 \uc9c1\uad00\uc801\uc774\uba70 \uc628\ub77c\uc778 \uc0c1\uc5d0\uc11c \uc5b8\uc81c\ub4e0 \ud655\uc778\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc774 \ud22c\uba85\uc131 \ud5a5\uc0c1\uc5d0 \uae30\uc5ec\ud569\ub2c8\ub2e4. \ub610\ud55c P2P \ud50c\ub7ab\ud3fc\uc740 &#8216;\ud22c\uc790 \uc0c1\uc138 \uc815\ubcf4 \uacf5\uc2dc&#8217;\ub97c \ud1b5\ud574 \uac01 \ud504\ub85c\uc81d\ud2b8\uc758 \ubaa9\uc801, \uc0c1\ud658 \uacc4\ud68d, \ub300\ucd9c\uc790 \uc2e0\uc6a9\ub3c4 \ub4f1\uc744 \uacf5\uac1c\ud558\uc5ec \ud22c\uc790\uc790\uac00 \ud569\ub9ac\uc801\uc778 \uc758\uc0ac\uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub3c4\ub85d \ub3d5\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \ud2b8\ub80c\ub4dc\ub97c \uc0b4\ud3b4\ubcf4\uba74 P2P \ud22c\uc790 \uc0c1\ud488\uc774 \ub2e4\uac01\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacfc\uac70\uc5d0\ub294 \uc18c\ube44\uc790 \ub300\ucd9c \uc911\uc2ec\uc774\uc5c8\uc9c0\ub9cc, \ucd5c\uadfc\uc5d0\ub294 \ubd80\ub3d9\uc0b0 \ub2f4\ubcf4\ub300\ucd9c\uc774\ub098 \ub3d9\uc0b0 \ub2f4\ubcf4\ub300\ucd9c, \uc911\uc18c\uae30\uc5c5 \uc6b4\uc601\uc790\uae08 \ub300\ucd9c, \uc2ec\uc9c0\uc5b4 \ud574\uc678 \uc790\uc0b0\uacfc \uc5f0\uacc4\ud55c \ud2b9\ubcc4 \uc0c1\ud488\uae4c\uc9c0 \ub4f1\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ucee8\ub300, \uc5b4\ub5a4 \ud50c\ub7ab\ud3fc\uc740 \ubd80\ub3d9\uc0b0 \uac1c\ubc1c \ud504\ub85c\uc81d\ud2b8\uc5d0 \ud22c\uc790\ud558\ub294 \uc0c1\ud488\uc744 \ucd9c\uc2dc\ud558\uc5ec \uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \ub2f4\ubcf4\uc640 \ub9e4\ub825\uc801\uc778 \uc774\uc790 \uc218\uc775\uc744 \ub3d9\uc2dc\uc5d0 \uae30\ub300\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ub610 \ub2e4\ub978 \ud50c\ub7ab\ud3fc\uc740 \uc911\uc18c\uae30\uc5c5\uc758 \ud574\uc678 \uc218\ucd9c\uc785 \uac70\ub798\uc5d0 \ud544\uc694\ud55c \uc6b4\uc804\uc790\uae08\uc744 \ubaa8\uc9d1\ud558\uc5ec, \uae00\ub85c\ubc8c \ube44\uc988\ub2c8\uc2a4 \ud750\ub984\uc744 \uc9c1\uc811\uc801\uc73c\ub85c \uccb4\ud5d8\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. 2030 \uc138\ub300\ub77c\uba74, \ubcf8\uc778\uc758 \uad00\uc2ec\uc0ac\uc640 \uc7ac\ubb34 \ubaa9\ud45c\uc5d0 \ub9de\ucdb0 \ub2e4\uc591\ud55c \uc0c1\ud488\uad70 \uc911\uc5d0\uc11c \uc120\ud0dd\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc774 \ucee4\ub2e4\ub780 \uc774\uc810\uc785\ub2c8\ub2e4.<\/p>\n<p>\uac8c\ub2e4\uac00 \uac70\ub798 \uacfc\uc815\uc5d0\uc11c \uc0dd\uae38 \uc218 \uc788\ub294 \ubd88\ud22c\uba85\uc131\uc744 \uc904\uc774\uace0\uc790, \uad6d\ub0b4 \uae08\uc735\ub2f9\uad6d\uc740 P2P \uad00\ub828 \ubc95\ub839\uc744 \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud2b9\uc815 \ud55c\ub3c4 \uc774\uc0c1 \ud22c\uc790 \uc2dc\uc5d0\ub294 \ud22c\uc790\uc790\uc758 \ud22c\uc790\uc790 \uc131\ud5a5 \ubd84\uc11d \ubc0f \uc18c\ub4dd \uc218\uc900 \ub4f1\uc744 \uace0\ub824\ud558\ub3c4\ub85d \uc9c0\uce68\uc744 \ub9c8\ub828\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ub300\ucd9c \uaddc\ubaa8\uac00 \uc77c\uc815 \uc218\uc900 \uc774\uc0c1\uc778 \ud504\ub85c\uc81d\ud2b8\uc758 \uacbd\uc6b0 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ubc18\ub4dc\uc2dc \uc81c3\uc790 \uc608\uce58\uae30\uad00\uc744 \ud1b5\ud574 \ud22c\uc790\uae08\uc744 \uc6b4\uc6a9\ud558\ub3c4\ub85d \uaddc\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub807\uac8c \uc81c\ub3c4\ud654\ub41c \uc808\ucc28\uc640 \uaddc\uc81c\uac00 \uad6c\ucd95\ub418\uba74\uc11c \ud22c\uc790\uc790\ub294 \uc798 \uc54c\ub824\uc9c4 \ub300\ud615 \ud50c\ub7ab\ud3fc\ubfd0 \uc544\ub2c8\ub77c \uc911\uc18c\ud615 \ud50c\ub7ab\ud3fc\uc744 \uc774\uc6a9\ud560 \ub54c\ub3c4 \uc5b4\ub290 \uc815\ub3c4 \uc548\uc2ec\ud558\uace0 \ucc38\uc5ec\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc95\uc801\u00b7\uc81c\ub3c4\uc801 \uc9c4\ud654\ub294 2030 \uc138\ub300\uac00 P2P \ud22c\uc790\ub97c \uc9c4\uc9c0\ud558\uac8c \uace0\ub824\ud558\uac8c \ub9cc\ub4e0 \uc8fc\uc694 \uc694\uc778 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud1b5\uacc4\uc801 \uce21\uba74\uc5d0\uc11c\ub3c4 P2P \ud22c\uc790\uc758 \uc601\ud5a5\ub825\uc744 \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae08\uc735\uac10\ub3c5\uc6d0\uc774 \ubc1c\ud45c\ud55c &#8216;2022\ub144 P2P \uae08\uc735 \ub3d9\ud5a5 \ubcf4\uace0\uc11c&#8217;\uc5d0 \ub530\ub974\uba74, \uad6d\ub0b4 \uc8fc\uc694 P2P \ud50c\ub7ab\ud3fc\uc758 \ud22c\uc790\uc790 \uad6c\uc131\uc740 20\ub300 \ud6c4\ubc18\ubd80\ud130 40\ub300 \ucd08\ubc18\uc774 \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub514\uc9c0\ud138 \ud658\uacbd\uc5d0 \uc775\uc219\ud558\uace0 \uc790\uc0b0 \uc6b4\uc6a9\uc5d0 \uc801\uadf9\uc801\uc778 MZ\uc138\ub300\uac00 \ubcf8\uaca9\uc801\uc73c\ub85c \uc2dc\uc7a5\uc5d0 \uc9c4\uc785\ud588\uc74c\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. \ub610 \ub2e4\ub978 \uc5f0\uad6c \uacb0\uacfc\uc5d0 \ub530\ub974\uba74, P2P \ud50c\ub7ab\ud3fc\uc774 \ud48d\ubd80\ud55c \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud574 \uc5f0\uccb4\uc728\uc744 10% \ubbf8\ub9cc\uc73c\ub85c \uc720\uc9c0\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4(\ubb3c\ub860 \ud50c\ub7ab\ud3fc\ubcc4\ub85c \ud3b8\ucc28 \uc874\uc7ac). \ub530\ub77c\uc11c \uc81c\ub3c4\uad8c \uae08\uc735\uacfc \ube44\uad50\ud588\uc744 \ub54c, \ub9ac\uc2a4\ud06c \ub300\ube44 \uc218\uc775\ub960\uc774 \uc77c\uc815 \uc218\uc900 \uc774\uc0c1\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc774 \ub9e4\ub825\uc801\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74, \uc544\uc9c1\uae4c\uc9c0 P2P \ud22c\uc790\uac00 \uc548\uace0 \uc788\ub294 \uacfc\uc81c\ub4e4\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc77c\ubd80 \ud50c\ub7ab\ud3fc\uc774 \ubd80\uc2e4 \ub300\ucd9c\uc744 \ubb34\ub9ac\ud558\uac8c \uc9c4\ud589\ud558\uac70\ub098, \ud22c\uc790\uc790\uc5d0\uac8c \uace0\uc704\ud5d8 \uc0c1\ud488\uc744 \ud64d\ubcf4\ud558\uc5ec \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud55c \uc0ac\ub840\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0ac\ub840\ub4e4\uc740 P2P \uc2dc\uc7a5 \uc804\ubc18\uc5d0 \ub300\ud55c \ubd88\uc2e0\uc744 \uc57c\uae30\ud558\uba70, \ud2b9\ud788 \uc2e0\uaddc \ud22c\uc790\uc790\uc758 \uc9c4\uc785\uc7a5\ubcbd\uc744 \ub192\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c 2030 \uc138\ub300\uac00 P2P \ud22c\uc790\ub97c \uc2dc\uc791\ud560 \ub54c\ub294 \ud50c\ub7ab\ud3fc\uc758 \uc2e0\ub8b0\ub3c4\uc640 \ub300\ucd9c \uac80\uc99d \uc808\ucc28, \uadf8\ub9ac\uace0 \uc5f0\uccb4\uc728\uacfc \ub204\uc801 \uc0c1\ud658 \uc2e4\uc801 \ub4f1\uc758 \uc9c0\ud45c\ub97c \ubc18\ub4dc\uc2dc \uaf3c\uaf3c\ud788 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \ub354 \ub098\uc544\uac00, \ud22c\uc790\uc790 \ubcf4\ud638 \uc7a5\uce58\uac00 \ucda9\ubd84\ud788 \ub9c8\ub828\ub41c \ud50c\ub7ab\ud3fc\uc778\uc9c0, \ud22c\uba85\ud558\uac8c \uc815\ubcf4\ub97c \uacf5\uac1c\ud558\ub294\uc9c0 \uc5ec\ubd80\ub3c4 \uc548\uc815\uc801\uc778 \ud22c\uc790\ub97c \uc704\ud574 \ud544\uc218\uc801\uc73c\ub85c \uac80\ud1a0\ud574\uc57c \ud560 \ubd80\ubd84\uc785\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc81c\ud559\uc801\uc73c\ub85c P2P \ud22c\uc790\ub97c \ubc14\ub77c\ubcfc \ub54c\ub294 \uc790\uae08 \ud750\ub984\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub294 \ud558\ub098\uc758 \ud601\uc2e0\uc801\uc778 \uc2dc\ub3c4\ub85c \ud3c9\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 2030 \uc138\ub300\uac00 \uac00\uc9c4 \uc720\uc5f0\ud55c \uc0ac\uace0\uc640 \ub514\uc9c0\ud138 \uce5c\ud654\ub825\uc740 P2P\uc758 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \ub3d9\ub825\uc785\ub2c8\ub2e4. \uacfc\uac70\uc5d0\ub294 \uc740\ud589 \ub610\ub294 \uc99d\uad8c\uc0ac\ub97c \ud1b5\ud574\uc11c\ub9cc \uac00\ub2a5\ud588\ub358 \uc790\ubcf8 \uc870\ub2ec\uacfc \uc6b4\uc6a9\uc774, \uc774\uc81c\ub294 \uac1c\uc778 \uc218\uc900\uc5d0\uc11c \uc9c1\uc811 \uacb0\uc815\ub418\uace0 \uad00\ub9ac\ub420 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc804 \uc138\uacc4\uc801 &#8216;\ud0c8(\u812b)\uc911\uc559\ud654&#8217; \uae08\uc735 \ud2b8\ub80c\ub4dc\uc778 \ub514\ud30c\uc774(DeFi)\uc640\ub3c4 \ub9de\ub2ff\uc544 \uc788\uc5b4, \ud5a5\ud6c4 \ub354 \ub9ce\uc740 \ube14\ub85d\uccb4\uc778 \uae30\ubc18\uc758 P2P \ud50c\ub7ab\ud3fc\uc774 \ub4f1\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c 2030 \uc138\ub300\uc5d0\uac8c P2P \ud22c\uc790\uc5d0 \ub300\ud55c \uc774\ud574\ub294 \uc120\ud0dd\uc774 \uc544\ub2cc \ud544\uc218 \uc5ed\ub7c9\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc139\uc158 1\uc5d0\uc11c\ub294 P2P \ud22c\uc790\uc758 \uac1c\ub150\uacfc \uae30\ubc18, \uadf8\ub9ac\uace0 \uad6d\ub0b4\uc678 \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \uc0b4\ud3b4\ubcf4\uc558\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\uac00 \uc8fc\ubaa9\ud574\uc57c \ud560 \uc774\uc720\ub294 \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \ub0ae\uc740 \uc9c4\uc785\uc7a5\ubcbd, \uadf8\ub9ac\uace0 \uc81c\uac70\ub41c \uae08\uc735\uae30\uad00 \uc911\uac1c \uacfc\uc815\uc5d0\uc11c \uc624\ub294 \uc9c1\uad00\uc131\uacfc \ud22c\uba85\uc131, \uae30\uc220 \ud601\uc2e0\uc744 \ud1b5\ud55c \uc548\uc804\uc7a5\uce58\ub4e4\uc758 \uac15\ud654\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uadf8\ub9cc\ud07c \ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e4\uc74c \uc139\uc158\ubd80\ud130\ub294 \uc2e4\uc9c8\uc801\uc73c\ub85c \uc5b4\ub5bb\uac8c P2P \ud22c\uc790 \ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud558\uace0 \ubd84\uc0b0\ud22c\uc790\ub97c \uc9c4\ud589\ud558\ub294\uc9c0, \uadf8\ub9ac\uace0 \uad6c\uccb4\uc801\uc778 \ub9ac\uc2a4\ud06c \uc694\uc778\uacfc \uc548\uc815\ud654 \uc804\ub7b5\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"%ec%84%b9%ec%85%98-2-2030-%ec%84%b8%eb%8c%80%eb%a5%bc-%ec%9c%84%ed%95%9c-p2p-%ed%88%ac%ec%9e%90-%ed%94%8c%eb%9e%ab%ed%8f%bc-%ec%84%a0%ed%83%9d-%ec%a0%84%eb%9e%b5-RLFriNDBWO\">\uc139\uc158 2: 2030 \uc138\ub300\ub97c \uc704\ud55c P2P \ud22c\uc790 \ud50c\ub7ab\ud3fc \uc120\ud0dd \uc804\ub7b5<\/h2>\n<p>\uc139\uc158 1\uc5d0\uc11c P2P \ud22c\uc790\uc758 \uac1c\ub150\uacfc \uc131\uc7a5 \ubc30\uacbd\uc744 \uc0b4\ud3b4\ubd24\ub2e4\uba74, \uc774\uc81c\ub294 \uc2e4\uc81c\ub85c \uc5b4\ub5a4 \ud50c\ub7ab\ud3fc\uc744 \uace8\ub77c\uc57c \ud558\ub294\uc9c0\uac00 \ub9e4\uc6b0 \uc911\uc694\ud574\uc9d1\ub2c8\ub2e4. \ud604\uc7ac \uad6d\ub0b4\uc5d0\ub294 \uc218\uc2ed \uac1c \uc774\uc0c1\uc758 P2P \ud50c\ub7ab\ud3fc\uc774 \uc874\uc7ac\ud558\uba70, \uadf8\uc911\uc5d0\uc11c\ub3c4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc778\uae30\uac00 \ub192\uc740 \ub300\ud615 \ud50c\ub7ab\ud3fc\ubd80\ud130 \ud2b9\uc815 \ubd84\uc57c\uc5d0 \ud2b9\ud654\ub41c \uc911\uc18c\ud615 \ud50c\ub7ab\ud3fc\uae4c\uc9c0 \ub2e4\uc591\ud569\ub2c8\ub2e4. \uccab \ubc88\uc9f8\ub85c \uace0\ub824\ud574\uc57c \ud560 \uc694\uc18c\ub294 \ud50c\ub7ab\ud3fc\uc758 \u2018\ud22c\uba85\uc131\u2019\uc785\ub2c8\ub2e4. \ub9e4\uc6d4 \ud639\uc740 \ubd84\uae30\ubcc4\ub85c \ud22c\uc790\uc790\uc5d0\uac8c \ub300\ucd9c \uac74\uc218, \uc0c1\ud658 \ud604\ud669, \uc5f0\uccb4\uc728 \ub4f1\uc744 \uacf5\uac1c\ud558\ub294\uc9c0 \uc5ec\ubd80\uac00 \uc911\uc694\ud558\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uae08\uc735\uac10\ub3c5\uc6d0\uc774 \uc81c\uacf5\ud558\ub294 P2P \uc5f0\uacc4 \ub300\ubd80\uc5c5 \ub4f1\ub85d \ud604\ud669\uacfc \ud50c\ub7ab\ud3fc \uacf5\uc2dc\ub294 2030 \uc138\ub300\uac00 \ud22c\uc790 \ud310\ub2e8\uc744 \ub0b4\ub9b4 \ub54c \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud560 \ucc38\uace0\uc790\ub8cc\uc785\ub2c8\ub2e4. \uc77c\ubd80 \ud50c\ub7ab\ud3fc\uc740 \uac10\uc0ac\ubcf4\uace0\uc11c\ub098 \uc81c3\uc790 \ud68c\uacc4\ubc95\uc778\uc758 \uac80\uc99d\uc744 \ud1b5\ud574 \uae08\uc735\uc9c0\ud45c\ub97c \uacf5\uac1c\ud558\uae30\ub3c4 \ud558\ubbc0\ub85c, \uc774\ub7ec\ud55c \uc815\ubcf4\ub97c \uaf3c\uaf3c\ud788 \uc0b4\ud3b4\ubcfc \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c \ud50c\ub7ab\ud3fc\uc774 \ubcf4\uc720\ud55c \u2018\ub300\ucd9c \uc2ec\uc0ac \uc5ed\ub7c9\u2019\ub3c4 \ud575\uc2ec\uc801\uc778 \ud310\ub2e8 \uae30\uc900\uc785\ub2c8\ub2e4. \uacfc\uac70 \uba87\uba87 P2P \uae30\uc5c5\ub4e4\uc774 \ub300\ucd9c\uc790\uc758 \uc2e0\uc6a9\ub3c4\ub098 \ub2f4\ubcf4 \uac00\uce58\ub97c \ubd80\uc2e4\ud558\uac8c \ud3c9\uac00\ud558\uc5ec, \ud22c\uc790\uc790 \ud53c\ud574\uac00 \ubc1c\uc0dd\ud55c \uc0ac\ub840\uac00 \uc788\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\ub294 \uc774 \ubd80\ubd84\uc744 \ud2b9\ud788 \uc8fc\uc758 \uae4a\uac8c \uc0b4\ud3b4\ubd10\uc57c \ud569\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc\uc774 \uc5b4\ub5a4 \uae30\uc900\uc73c\ub85c \ub300\ucd9c\uc790\ub97c \uc2ec\uc0ac\ud558\uace0, \uc5f0\uccb4\ub098 \ubd80\ub3c4 \ub4f1 \ubb38\uc81c \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud588\uc744 \ub54c \uc5b4\ub5a4 \uc808\ucc28\ub85c \ub300\uc751\ud558\ub294\uc9c0 \ubbf8\ub9ac \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ucee8\ub300, \ub300\ucd9c \uc2ec\uc0ac\uc5d0 AI\ub098 \uba38\uc2e0 \ub7ec\ub2dd \uae30\ubc95\uc744 \ub3c4\uc785\ud558\uace0 \uc788\ub2e4\uace0 \ud64d\ubcf4\ud558\ub294 \uacbd\uc6b0, \uc815\ub9d0\ub85c \uae30\uc220 \uae30\ubc18\uc758 \uc815\uad50\ud55c \uc54c\uace0\ub9ac\uc998\uc744 \ud65c\uc6a9\ud558\uace0 \uc788\ub294\uc9c0, \uc544\ub2c8\uba74 \ub2e8\uc21c\ud788 \uad6c\uc0c9 \ub9de\ucd94\uae30\uc5d0 \ubd88\uacfc\ud55c \ud64d\ubcf4\uc131 \ubb38\uad6c\uc778\uc9c0 \ubd84\uc11d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc2ec\uc0ac \uacfc\uc815\uc5d0\uc11c \ud68c\uc0ac \uc790\uccb4\uc758 \ub370\uc774\ud130 \uc0ac\uc774\uc5b8\ud2f0\uc2a4\ud2b8 \uc778\ub825\uc774 \uc788\ub294\uc9c0\ub97c \uc54c\uc544\ubcf4\ub294 \uac83\ub3c4 \ud558\ub098\uc758 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc790\uae08\uc758 \uc774\ub3d9\uc774 \ud22c\uba85\ud558\uace0 \uc548\uc804\ud55c\uc9c0\ub3c4 \uccb4\ud06c\uac00 \ud544\uc218\uc785\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 P2P \ud50c\ub7ab\ud3fc\uc740 \ud22c\uc790\uae08\uc744 \uc81c3\uc790 \uc608\uce58\uae30\uad00(\uc8fc\ub85c \uc740\ud589 \ud639\uc740 \uad00\ub828 \uc9c0\uae09\uacb0\uc81c\uc5c5\uccb4)\uc744 \ud1b5\ud574 \uad00\ub9ac\ud558\uba70, \uc774\ub294 \ud22c\uc790\uae08\uc774 \ud68c\uc0ac \uc6b4\uc601 \uc790\uae08\uacfc \uc11e\uc774\uc9c0 \uc54a\ub3c4\ub85d \ud558\uae30 \uc704\ud55c \uae30\ubcf8\uc801\uc778 \uc7a5\uce58\uc785\ub2c8\ub2e4. 2030 \uc138\ub300\ub77c\uba74 \ubaa8\ubc14\uc77c \uc571\uc774\ub098 \uc6f9\uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574\uc11c \uc608\uce58\uae08 \uc794\uc561, \ud22c\uc790 \ubc30\uc815 \uac74\uc218, \uc774\uc790 \uc218\uc775 \ub4f1\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ud655\uc778\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ub9cc\uc57d \uc2e4\uc2dc\uac04 \ud655\uc778\uc774 \ubd88\uac00\ub2a5\ud558\uac70\ub098 \uc815\ubcf4\uac00 \uc5c5\ub370\uc774\ud2b8\ub418\ub294 \uc8fc\uae30\uac00 \ub9e4\uc6b0 \uae34 \ud50c\ub7ab\ud3fc\uc774\ub77c\uba74, \uc790\uae08 \uad00\ub9ac\uac00 \uc81c\ub300\ub85c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\ub294\uc9c0 \uc758\uad6c\uc2ec\uc744 \uac00\uc838\ubcfc \ub9cc\ud569\ub2c8\ub2e4. \uac8c\ub2e4\uac00 \ucd5c\uadfc\uc5d0\ub294 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \ubd80\ubd84\uc801\uc73c\ub85c \uc801\uc6a9\ud558\ub294 \uc0ac\ub840\ub3c4 \ub098\uc624\uace0 \uc788\uc5b4, \ud22c\uc790 \uae30\ub85d\uacfc \ud2b8\ub79c\uc7ad\uc158\uc774 \ubcc0\uacbd \ubd88\uac00\ub2a5\ud55c \uc6d0\uc7a5\uc5d0 \uae30\ub85d\ub428\uc73c\ub85c\uc368 \uc2e0\ub8b0\ub97c \ub354\uc6b1 \ub192\uc774\ub294 \uc2dc\ub3c4\uac00 \uc774\ub8e8\uc5b4\uc9c0\ub294 \ucd94\uc138\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc74c\uc73c\ub85c \uace0\ub824\ud560 \uc810\uc740 \u2018\uc0c1\ud488 \ub2e4\uc591\uc131\u2019\uc785\ub2c8\ub2e4. \uc5b4\ub5a4 \ud50c\ub7ab\ud3fc\uc740 \ubd80\ub3d9\uc0b0 \ub2f4\ubcf4\ub300\ucd9c\uc5d0 \uc9d1\uc911\ud558\uba70, \ub2e4\ub978 \ud50c\ub7ab\ud3fc\uc740 \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c\uc774\ub098 \uac1c\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc704\uc8fc\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\uac00 \uad00\uc2ec \uc788\ub294 \ubd84\uc57c\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 \uc0c1\ud488\uc744 \uc6b4\uc601\ud558\ub294 \ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud558\uba74, \ud574\ub2f9 \uc601\uc5ed\uc5d0 \ub300\ud55c \uc804\ubb38\uc131\uc744 \ud0a4\uc6b0\uace0 \ub9ac\uc2a4\ud06c\ub97c \ub354 \uc798 \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ucee8\ub300, \uac74\ucd95\uacf5\ud559\uc774\ub098 \ubd80\ub3d9\uc0b0 \uac1c\ubc1c\uc5d0 \uad00\uc2ec\uc774 \ub9ce\uc740 \ud22c\uc790\uc790\ub77c\uba74 \ubd80\ub3d9\uc0b0 P2P \ud50c\ub7ab\ud3fc\uc5d0 \ub354 \ub192\uc740 \uac00\uce58\ub97c \ub458 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \ucd94\uad6c\ud558\uac70\ub098 \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\uac00 \ub192\uc740 \ud22c\uc790\uc790\ub294 \uc911\uc18c\uae30\uc5c5\uc774\ub098 \uc2e0\uc0dd \uae30\uc5c5\uc5d0 \ud2b9\ud654\ub41c P2P \ud50c\ub7ab\ud3fc\uc744 \uc120\ud638\ud560 \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4. \uc774\ub807\uac8c \uc790\uc2e0\uc758 \uc804\ubb38 \ubd84\uc57c \ub610\ub294 \ud765\ubbf8 \ubd84\uc57c\uc640 \uacb0\ud569\ub41c \ud22c\uc790\ub97c \ud558\uba74, \ub2e8\uc21c\ud788 \uc218\uc775\ub960\uc744 \ub118\uc5b4 \ub354 \ub192\uc740 \ub9cc\uc871\ub3c4\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud55c \ub4a4\uc5d0\ub294 \u2018\ubd84\uc0b0\ud22c\uc790\u2019\uac00 \ud575\uc2ec \uc804\ub7b5\uc73c\ub85c \uaf3d\ud799\ub2c8\ub2e4. P2P \ud22c\uc790\uc5d0\uc11c \ubd84\uc0b0\uc758 \uc911\uc694\uc131\uc740 \uc544\ubb34\ub9ac \uac15\uc870\ud574\ub3c4 \uc9c0\ub098\uce58\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uc790 A\uc758 \ud504\ub85c\uc81d\ud2b8\uac00 \uc5f0\uccb4\ub418\ub354\ub77c\ub3c4 \ub300\ucd9c\uc790 B, C\uc640\uc758 \uacc4\uc57d\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc790 \uc218\uc775\uc73c\ub85c \uc190\uc2e4\uc744 \uc0c1\uc1c4\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc77c\ubd80 \ud50c\ub7ab\ud3fc\uc740 \ud558\ub098\uc758 \ub300\ucd9c\uc5d0 \ub300\ud55c \ucd5c\uc18c \ud22c\uc790 \uae08\uc561\uc744 1\ub9cc \uc6d0 \ub2e8\uc704\ub85c \uc138\ubd84\ud654\ud574 \ud22c\uc790\uc790\uc5d0\uac8c \ub192\uc740 \ubd84\uc0b0 \uac00\ub2a5\uc131\uc744 \uc5f4\uc5b4\ub461\ub2c8\ub2e4. 2030 \uc138\ub300\uac00 \ub2e4\ub8e8\ub294 \uc790\uc0b0 \uaddc\ubaa8\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \ud06c\uc9c0 \uc54a\ub2e4\uace0 \ud574\ub3c4, \uc5ec\ub7ec \uac74\uc5d0 \ub098\ub204\uc5b4 \ud22c\uc790\ud568\uc73c\ub85c\uc368 \ub9ac\uc2a4\ud06c\ub97c \uade0\ub4f1\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubd84\uc0b0\ud22c\uc790\uc758 \ud6a8\uacfc\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \ubcf4\uba74 \ub9e4\uc6b0 \ud06c\uac8c \uc791\uc6a9\ud558\ubbc0\ub85c, \ud2b9\uc815 \ud504\ub85c\uc81d\ud2b8\ub098 \uac1c\uc778\uc5d0\uac8c \uacfc\ub3c4\ud55c \uae08\uc561\uc744 \ud22c\uc790\ud558\ub294 \uac83\uc740 \uc9c0\uc591\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \ud0c8\uc911\uc559\ud654 \uae08\uc735(DeFi)\uc758 \ud750\ub984\uacfc \ub9de\ubb3c\ub824, \ube14\ub85d\uccb4\uc778\uc744 \ud65c\uc6a9\ud55c P2P \ud50c\ub7ab\ud3fc\ub3c4 \ud558\ub098\uc758 \uc120\ud0dd\uc9c0\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub4e4 \ud50c\ub7ab\ud3fc\uc740 \uc2a4\ub9c8\ud2b8 \uacc4\uc57d\uc744 \ud1b5\ud574 \uc911\uac1c \uacfc\uc815\uc744 \uc790\ub3d9\ud654\ud558\uace0, \ud22c\uc790\uc790\uc640 \ub300\ucd9c\uc790 \uac04\uc758 \uac70\ub798 \ub0b4\uc5ed\uc744 \ubd84\uc0b0 \uc6d0\uc7a5\uc5d0 \uae30\ub85d\ud569\ub2c8\ub2e4. \ub2e4\ub9cc, \uc774 \uc601\uc5ed\uc740 \uc544\uc9c1\uae4c\uc9c0 \uaddc\uc81c\uac00 \uc644\uc804\ud788 \uc815\ube44\ub418\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc5d0, \uc804\ud1b5\uc801 P2P \ud50c\ub7ab\ud3fc\ubcf4\ub2e4 \ub192\uc740 \ub9ac\uc2a4\ud06c\uac00 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\ub294 \uae30\uc220 \ud2b8\ub80c\ub4dc\uc5d0 \ubbfc\uac10\ud558\uae34 \ud558\uc9c0\ub9cc, \ub192\uc740 \ubcc0\ub3d9\uc131\uae4c\uc9c0 \uae30\uaebc\uc774 \uac10\uc218\ud560 \uc218 \uc788\ub294\uc9c0 \uc5ec\ubd80\ub97c \uc2e0\uc911\ud558\uac8c \ud310\ub2e8\ud574\uc57c \ud569\ub2c8\ub2e4. \uac00\uc0c1\uc790\uc0b0\uc774\ub098 NFT \ub2f4\ubcf4 \ub4f1\uc744 \ub2e4\ub8e8\ub294 \ud50c\ub7ab\ud3fc\uc774\ub77c\uba74 \ub354\uc6b1 \uba74\ubc00\ud788 \uc870\uc0ac\ud574\uc57c \ud558\uba70, \ud50c\ub7ab\ud3fc \uc6b4\uc601\uc0ac\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ub3c4, \ubcf4\uc548 \uccb4\uacc4, \ucd94\uc2ec \uac00\ub2a5\uc131 \ub4f1\uc744 \ub2e4\uac01\ub3c4\ub85c \uac80\ud1a0\ud574\uc57c \uc548\uc804\ud55c \ud22c\uc790\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ud50c\ub7ab\ud3fc \uc120\ud0dd \ub2e8\uacc4\uc5d0\uc11c \ub193\uccd0\uc11c\ub294 \uc548 \ub420 \ubd80\ubd84\uc740 \u2018\uace0\uac1d \uc9c0\uc6d0 \uc11c\ube44\uc2a4\u2019\uc785\ub2c8\ub2e4. P2P \ud22c\uc790\ub97c \uc2dc\uc791\ud558\uba74\uc11c \uad81\uae08\ud55c \uc810\uc774 \uc0dd\uae30\uac70\ub098 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c, \ube60\ub974\uace0 \uc815\ud655\ud55c \uc548\ub0b4\ub97c \ubc1b\uc744 \uc218 \uc788\ub294 \ucc3d\uad6c\uac00 \uc5c6\uc73c\uba74 \uc0c1\ub2f9\ud55c \uc2a4\ud2b8\ub808\uc2a4\ub97c \ubc1b\uac8c \ub429\ub2c8\ub2e4. \ud2b9\ud788 2030 \uc138\ub300\uc758 \uacbd\uc6b0 \ubaa8\ubc14\uc77c \ud658\uacbd\uc5d0\uc11c 24\uc2dc\uac04 \uc2e4\uc2dc\uac04 \ucc44\ud305 \uace0\uac1d\uc13c\ud130\ub098 \ube60\ub978 \uc774\uba54\uc77c \uc751\ub2f5\uc744 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\ub97c \uc120\ud638\ud569\ub2c8\ub2e4. \uc77c\ubd80 \uc120\uc9c4\ud654\ub41c \ud50c\ub7ab\ud3fc\uc740 \uace0\uac1d\uc13c\ud130\uc5d0 \ucc57\ubd07 AI\ub97c \ub3c4\uc785\ud574 \uae30\ubcf8\uc801\uc778 \ubb38\uc758 \uc0ac\ud56d\uc5d0 \uc989\uc2dc \uc751\ub2f5\ud558\uace0, \ud544\uc694\ud55c \uacbd\uc6b0 \uc804\ubb38 \ud22c\uc790\uc0c1\ub2f4\uc0ac\ub85c \uc5f0\uacb0\ud558\ub294 \uc2dc\uc2a4\ud15c\uc744 \uac16\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\ub97c \uc9c4\ud589\ud558\uba74\uc11c \uacaa\uc744 \uc218 \uc788\ub294 \uc5ec\ub7ec \uc2dc\ud589\ucc29\uc624\ub97c \uc904\uc774\uae30 \uc704\ud574\uc11c\ub294 \uc774\ucc98\ub7fc \ucda9\ubd84\ud55c \uace0\uac1d \uc9c0\uc6d0 \uccb4\uacc4\ub97c \ub9c8\ub828\ud55c \ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ud604\uba85\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uc678\uc5d0\ub3c4 \ud50c\ub7ab\ud3fc\uc744 \uc0b4\ud3b4\ubcfc \ub54c \u2018\uc218\uc218\ub8cc \uad6c\uc870\u2019\ub97c \ubc18\ub4dc\uc2dc \ube44\uad50\ud574\ubd10\uc57c \ud569\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc \uc218\uc218\ub8cc\ub294 \ud22c\uc790 \uc218\uc775\ub960\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uba70, \uacbd\uc6b0\uc5d0 \ub530\ub77c\uc11c\ub294 \uc911\ub3c4 \uc0c1\ud658 \uc218\uc218\ub8cc\ub098 \ucd9c\uae08 \uc218\uc218\ub8cc, \uc774\uccb4 \uc218\uc218\ub8cc \ub4f1\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ubbf8\ucc98 \uace0\ub824\ud558\uc9c0 \uc54a\uc73c\uba74 \uc608\uc0c1 \uc218\uc775\ub960\ub9cc \ubbff\uace0 \ud22c\uc790\ud588\ub2e4\uac00, \uc2e4\uc81c\ub85c\ub294 \ud6e8\uc52c \ub0ae\uc740 \uc774\uc775\uc744 \uc5bb\uac8c \ub418\ub294 \uc0c1\ud669\uc5d0 \ub193\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\uac00 \uc8fc\uc2dd\uc774\ub098 \ud380\ub4dc \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uacbd\ud5d8\uc744 \uc313\uace0 \uc788\ub2e4\uba74, \uac01 \ud22c\uc790 \uc0c1\ud488\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc218\uc218\ub8cc\uc640 P2P \uc218\uc218\ub8cc\ub97c \ube44\uad50\ud558\ub294 \uc2b5\uad00\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c \ud50c\ub7ab\ud3fc\uc774 \uc81c\uacf5\ud558\ub294 \uc774\ubca4\ud2b8\ub098 \uc6b0\ub300 \uae08\ub9ac, \uac00\uc785 \ucd95\ud558\uae08 \ub4f1\uc744 \uc798 \ud65c\uc6a9\ud558\uba74 \ucd08\uae30 \ud22c\uc790 \uc2dc\uc810\uc5d0 \uc57d\uac04\uc758 \uc774\uc810\uc744 \uc5bb\uc744 \uc218\ub3c4 \uc788\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ud50c\ub7ab\ud3fc\uc774 \uc81c\uc2dc\ud558\ub294 \u2018\uc0ac\ud68c\uc801 \uac00\uce58\u2019\ub098 \u2018\uc724\ub9ac\uc131\u2019\ub3c4 \uc810\uac80\ud574\ubcfc \ub9cc\ud569\ub2c8\ub2e4. \uc608\ucee8\ub300, \uc77c\ubd80 P2P \ud50c\ub7ab\ud3fc\uc740 \uc0ac\ud68c\uc801 \uae30\uc5c5\uc774\ub098 \ud658\uacbd \uce5c\ud654\uc801 \uc0ac\uc5c5\uc5d0 \uc9d1\uc911\ud558\uba70, \ud22c\uc790\uae08\uc744 \ud65c\uc6a9\ud574 \uae30\uc5c5\uc774 \uc0ac\ud68c\uc801 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\ub294 \uc774\ub7f0 \uc0ac\ud68c\uacf5\ud5cc\ud615 \ud22c\uc790\uc5d0 \uad00\uc2ec\uc774 \ub9ce\uc740 \ud3b8\uc774\ubbc0\ub85c, \ud22c\uc790\ub85c \uc778\ud55c \uae08\uc804\uc801 \uc774\uc775\ubfd0 \uc544\ub2c8\ub77c \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \ud568\uaed8 \ucd94\uad6c\ud558\uace0 \uc2f6\ub2e4\uba74 \uc774\ub7ec\ud55c \ud50c\ub7ab\ud3fc\uc744 \ud0dd\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \uc120\ud0dd\uc774 \ub429\ub2c8\ub2e4. \ud2b9\ud788 ESG(\ud658\uacbd\u00b7\uc0ac\ud68c\u00b7\uc9c0\ubc30\uad6c\uc870) \ud2b8\ub80c\ub4dc\ub97c \ubc18\uc601\ud574 \uae30\uc5c5\uc758 \uc9c0\uc18d \uac00\ub2a5\uc131\uc744 \uac15\uc870\ud558\ub294 \ud504\ub85c\uc81d\ud2b8\uc5d0 \ud22c\uc790\ub97c \uc5f0\uacb0\ud574 \uc8fc\ub294 \ud50c\ub7ab\ud3fc \uc5ed\uc2dc \uc810\ucc28 \ub298\uc5b4\ub098\ub294 \ucd94\uc138\uc785\ub2c8\ub2e4. \ub2e4\ub9cc, \uc774 \uacbd\uc6b0\uc5d0\ub3c4 \u2018\uc724\ub9ac\uc131\u2019\ub9cc\uc73c\ub85c \ud310\ub2e8\ud558\uae30\ubcf4\ub2e4\ub294 \ud22c\uc790\uac00\uce58\uc640 \ub9ac\uc2a4\ud06c\ub97c \uc885\ud569\uc801\uc73c\ub85c \ubd84\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc815\ub9ac\ud558\uc790\uba74, P2P \ud22c\uc790 \ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud560 \ub54c\ub294 \ud22c\uba85\uc131\uacfc \ub300\ucd9c \uc2ec\uc0ac \uc5ed\ub7c9, \uc790\uae08 \uc608\uce58 \ubc0f \uc548\uc804\uc131, \uc0c1\ud488 \ub2e4\uc591\uc131, \uace0\uac1d \uc9c0\uc6d0 \uc11c\ube44\uc2a4, \uc218\uc218\ub8cc \uad6c\uc870, \uadf8\ub9ac\uace0 \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. 2030 \uc138\ub300\uac00 \uc774 \uacfc\uc815\uc744 \uaf3c\uaf3c\ud788 \ubc1f\uc73c\uba74, P2P \ud22c\uc790\ub294 \uc18c\uc561\uc73c\ub85c\ub3c4 \uace0\ub978 \ubd84\uc0b0 \ud6a8\uacfc\uc640 \uac00\ub2a5\uc131\uc744 \uc5f4\uc5b4\uc8fc\ub294 \ub9e4\ub825\uc801\uc778 \ud22c\uc790 \ucc44\ub110\ub85c \uc790\ub9ac\ub9e4\uae40\ud560 \uac83\uc785\ub2c8\ub2e4. \ub2e4\uc74c \uc139\uc158\uc5d0\uc11c\ub294 \ubcf4\ub2e4 \uad6c\uccb4\uc801\uc73c\ub85c \uc8fc\uc758\ud574\uc57c \ud560 \ub9ac\uc2a4\ud06c \uc694\uc778\uacfc \uadf8\uac83\uc744 \ucd5c\uc18c\ud654\ud558\ub294 \uc548\uc815\uc131 \ud655\ubcf4 \uc804\ub7b5\uc744 \ub2e4\ub904\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"%ec%84%b9%ec%85%98-3-%eb%a6%ac%ec%8a%a4%ed%81%ac-%eb%b0%8f-%ec%95%88%ec%a0%95%ec%84%b1-%ed%99%95%eb%b3%b4-%ec%a0%84%eb%9e%b5-RLFriNDBWO\">\uc139\uc158 3: \ub9ac\uc2a4\ud06c \ubc0f \uc548\uc815\uc131 \ud655\ubcf4 \uc804\ub7b5<\/h2>\n<p>P2P \ud22c\uc790\ub294 \uc218\uc775\ub960\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc744 \uc218 \uc788\uc9c0\ub9cc, \uadf8\ub9cc\ud07c \ub0b4\uc7ac\ub41c \ub9ac\uc2a4\ud06c\ub3c4 \ub9cc\ub9cc\uce58 \uc54a\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd \uc2dc\uc7a5\ucc98\ub7fc \uc2dc\uc2dc\uac01\uac01 \uac00\uaca9\uc774 \ubcc0\ub3d9\ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \uac1c\ubcc4 \ub300\ucd9c\uc790\uc758 \uc0c1\ud658 \ub2a5\ub825 \ud639\uc740 \ubd80\ub3d9\uc0b0 \ud504\ub85c\uc81d\ud2b8\uc758 \uc9c4\ud589 \uc0c1\ud669 \ub4f1\uc5d0 \uc9c1\uc811\uc801\uc73c\ub85c \uc601\ud5a5\uc744 \ubc1b\uae30 \ub54c\ubb38\uc5d0, \uc548\uc815\uc131\uc740 \ud50c\ub7ab\ud3fc\uc758 \uc2ec\uc0ac \uccb4\uacc4\uc640 \ud22c\uc790\uc790\uc758 \ubd84\uc0b0 \uc804\ub7b5\uc5d0 \ud06c\uac8c \uc88c\uc6b0\ub429\ub2c8\ub2e4. 2030 \uc138\ub300\ub77c\uba74 \uadf8\uc640 \uac19\uc740 \uc704\ud5d8 \uc694\uc18c\ub97c \uc0ac\uc804\uc5d0 \ucda9\ubd84\ud788 \ud30c\uc545\ud558\uace0, \uac01\uc790 \uc7ac\ubb34 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ud76c\uc0dd \uac00\ub2a5 \ubc94\uc704(\uc190\uc2e4 \ud5c8\uc6a9 \ubc94\uc704)\ub97c \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \u2018\uc5f0\uccb4\uc640 \ubd80\ub3c4 \uc704\ud5d8\u2019\uc774\uba70, \uc774\ub294 P2P \ud22c\uc790\uc758 \uc131\ud328\ub97c \uacb0\uc815\uc9d3\ub294 \ud575\uc2ec \uc694\uc778\uc785\ub2c8\ub2e4. \uc5b4\ub5a4 \ud50c\ub7ab\ud3fc\uc740 \uc5f0\uccb4\uc728\uc774 10% \uc774\ud558\ub85c \uc548\uc815\uc801\uc73c\ub85c \uad00\ub9ac\ub418\uc9c0\ub9cc, \ub2e4\ub978 \uacf3\uc740 20~30% \uc774\uc0c1\uc73c\ub85c \uce58\uc19f\uc544 \ud22c\uc790\uae08\uc744 \ud68c\uc218\ud558\uc9c0 \ubabb\ud558\ub294 \uc0ac\ub840\uac00 \ube44\uc77c\ube44\uc7ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7f0 \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud574 \ud22c\uc790\uc790\ub294 \ubc18\ub4dc\uc2dc \u2018\ud50c\ub7ab\ud3fc\uc758 \ub300\ucd9c\uc2ec\uc0ac \ub2a5\ub825\u2019\uc744 \ud3c9\uac00\ud574\uc57c \ud569\ub2c8\ub2e4. \uc55e\uc11c \uc5b8\uae09\ud588\ub4ef\uc774, \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc5b4\ub5a4 \uae30\uc900\uc73c\ub85c \ub300\ucd9c\uc744 \uc2b9\uc778\ud558\uace0 \uc2ec\uc0ac\ub97c \uac70\uce58\ub294\uc9c0\uac00 \uace7 \ud22c\uc790 \uc190\uc2e4 \uc704\ud5d8\ub3c4\ub97c \uac00\ub2a0\ud558\ub294 \uc9c0\ud45c\uac00 \ub429\ub2c8\ub2e4. \uc608\ucee8\ub300, \ubd80\ub3d9\uc0b0 \ub2f4\ubcf4\ub300\ucd9c\uc758 \uacbd\uc6b0 \uc2e4\uc81c \uac10\uc815\ud3c9\uac00\uc561 \ub300\ube44 \ub300\ucd9c\uae08\uc561\uc758 \ube44\uc911(LTV)\uc774 \uc5bc\ub9c8\ub098 \ub418\ub294\uc9c0\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. LTV\uac00 80~90%\uc5d0 \ub2ec\ud55c\ub2e4\uba74, \ubd80\ub3d9\uc0b0 \uc2dc\uc138 \ud558\ub77d\uc774\ub098 \ud504\ub85c\uc81d\ud2b8 \uc9c0\uc5f0 \uc2dc \ud22c\uc790\uae08 \ud68c\uc218\uac00 \uc5b4\ub824\uc6cc\uc9c8 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9c0\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ubc18\uba74 LTV\uac00 50~60% \uc815\ub3c4\ub85c \ube44\uad50\uc801 \uc548\uc815\uc801\uc774\ub77c\uba74, \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0\ub3c4 \uc5ec\uc720\ub86d\uac8c \ub300\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc138\ubd80 \uc9c0\ud45c\ub294 \ud50c\ub7ab\ud3fc \uacf5\uc2dc \uc790\ub8cc\ub098 \ud22c\uc790 \uc0c1\ud488 \uc0c1\uc138 \uc124\uba85\uc5d0\uc11c \ud655\uc778 \uac00\ub2a5\ud558\ubbc0\ub85c, \ubc18\ub4dc\uc2dc \uaf3c\uaf3c\ud788 \uc77d\uc5b4\ubcf4\ub294 \uc2b5\uad00\uc744 \ub4e4\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c \u2018\uc2e0\uc6a9\ub300\ucd9c\u2019\ud615 P2P\uc758 \uacbd\uc6b0 \uc2e0\uc6a9\ud3c9\uac00 \ubaa8\ub378\uc774 \uc5b4\ub5bb\uac8c \uad6c\uc131\ub418\uc5b4 \uc788\ub294\uc9c0\uac00 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ucee8\ub300, \ud50c\ub7ab\ud3fc\uc774 \ub300\ucd9c\uc790 \uac1c\uc778\uc758 \uae30\uc874 \uc2e0\uc6a9\ub4f1\uae09\uacfc \ub354\ubd88\uc5b4 \uc628\ub77c\uc778 \uc1fc\ud551 \ud2b8\ub79c\uc7ad\uc158, SNS \ud65c\ub3d9, \uacf5\uacf5\uc694\uae08 \ub0a9\ubd80 \uc774\ub825\uae4c\uc9c0 \ucc38\uace0\ud55c\ub2e4\uba74, \ud5c8\uc704 \uc815\ubcf4\ub098 \uacfc\ub3c4\ud55c \ub300\ucd9c \uc218\uc694\ub97c \uc5b4\ub290 \uc815\ub3c4 \uac78\ub7ec\ub0bc \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \uc774\ucc98\ub7fc \uc5ec\ub7ec \uc694\uc18c\ub97c \uacb0\ud569\ud574 \uc2e0\uc6a9 \ub9ac\uc2a4\ud06c\ub97c \uc138\ubc00\ud558\uac8c \ubd84\uc11d\ud558\ub294 \ud50c\ub7ab\ud3fc\uc774 \ub354\uc6b1 \ubbff\uc744 \ub9cc\ud569\ub2c8\ub2e4. \ubb3c\ub860, \ud22c\uc790\uc790\ub294 \ud574\ub2f9 \ud50c\ub7ab\ud3fc\uc758 \uc2e4\uc9c8\uc801\uc778 \uc5f0\uccb4\uc728\uacfc \ucc44\uad8c\ucd94\uc2ec \ub2a5\ub825, \uadf8\ub9ac\uace0 \ud22c\uc790\uae08\uc774 \ud68c\uc218\ub41c \uc0ac\ub840 \ub4f1\uc758 \uc9c0\ud45c\ub3c4 \ud568\uaed8 \uc0b4\ud3b4\ubd10\uc57c \ud569\ub2c8\ub2e4. \uc77c\ubd80 \ud50c\ub7ab\ud3fc\uc740 \ud45c\uba74\uc801\uc73c\ub85c\ub9cc \uc6b0\uc218\ud55c \uc2e0\uc6a9\ud3c9\uac00 \ubaa8\ub378\uc744 \ud64d\ubcf4\ud558\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \ucd94\uc2ec \uc131\uacfc\uac00 \ubbf8\ube44\ud574 \ud68c\uc218\uc728\uc774 \ub5a8\uc5b4\uc9c0\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2030 \uc138\ub300\uac00 \ub610 \ud558\ub098 \uc8fc\ubaa9\ud574\uc57c \ud560 \ubd80\ubd84\uc740 \u2018\uac70\uc2dc\uacbd\uc81c \uc0c1\ud669\u2019\uc5d0 \ub530\ub978 \ub9ac\uc2a4\ud06c \ubcc0\ud654\uc785\ub2c8\ub2e4. \uc608\uae08 \uae08\ub9ac\uac00 \uc624\ub974\ub294 \uc2dc\uae30\uc5d0\ub294 \uace0\uc704\ud5d8\/\uace0\uc218\uc775 \uc0c1\ud488\uc744 \uc120\ud638\ud558\ub294 \ud22c\uc790\uc790\uac00 \uc904\uc5b4\ub4e4\uace0, \ub300\ucd9c \uc218\uc694 \uc5ed\uc2dc \uc911\uc694\ud55c \ubcc0\ud654\ub97c \uacaa\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae08\ub9ac\uac00 \uc778\uc0c1\ub418\uba74 \ub300\ucd9c\uc790\uc758 \uc0c1\ud658 \ubd80\ub2f4\uc774 \ub298\uc5b4\ub098 \uc5f0\uccb4 \uac00\ub2a5\uc131\uc774 \ucee4\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c, P2P \ud22c\uc790\ub97c \ud655\uc7a5\ud558\uae30\ubcf4\ub2e4\ub294 \uc7a0\uc2dc \uad00\ub9dd\ud558\uac70\ub098 \ud22c\uc790 \ube44\uc911\uc744 \uc870\uc808\ud558\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\ub300\ub85c \uae08\ub9ac\uac00 \ub0ae\uc544\uc9c0\uba74, \ub300\ucd9c\uc790\uc758 \uc0c1\ud658 \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4e4 \uac00\ub2a5\uc131\uc774 \uc788\uc5b4 P2P \ud22c\uc790 \ub9ac\uc2a4\ud06c\uac00 \uc644\ud654\ub418\ub294 \uae0d\uc815\uc801\uc778 \uce21\uba74\uc774 \uc0dd\uae38 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uac70\uc2dc\uacbd\uc81c \ud750\ub984\uc5d0 \ub300\ud55c \uae30\ubcf8\uc801\uc778 \uc774\ud574\ub294 2030 \uc138\ub300\uac00 P2P \ud22c\uc790 \ube44\uc911\uc744 \ud0c4\ub825\uc801\uc73c\ub85c \uc870\uc808\ud558\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4.<\/p>\n<p>\ubd84\uc0b0\ud22c\uc790 \uc804\ub7b5\uc744 \uad6c\uccb4\uc801\uc73c\ub85c \uad6c\ud604\ud560 \ub54c, \uc77c\ubc18\uc801\uc73c\ub85c \u2018\uc790\uc0b0 \uc885\ub958 \ubd84\uc0b0\u2019\uacfc \u2018\uae30\uac04 \ubd84\uc0b0\u2019\uc744 \ud568\uaed8 \uace0\ub824\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubd80\ub3d9\uc0b0 \ub2f4\ubcf4 \uc0c1\ud488\uc5d0\ub9cc \uc9d1\uc911\ud558\uae30\ubcf4\ub2e4, \uc77c\ubd80\ub294 \uac1c\uc778 \uc2e0\uc6a9\ub300\ucd9c, \uc77c\ubd80\ub294 \uc911\uc18c\uae30\uc5c5 \uc6b4\uc804\uc790\uae08 \ub300\ucd9c \ub4f1\uc73c\ub85c \ub113\ud788\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub798\uc57c \ud2b9\uc815 \uc2dc\uc7a5\uc758 \uce68\uccb4\ub098 \ubd80\ub3d9\uc0b0 \uacbd\uae30 \ubcc0\ub3d9\uc5d0 \uc758\ud574 \uc804\uccb4 \ud22c\uc790\uae08\uc774 \ud718\uccad\uc774\ub294 \uc77c\uc744 \ub9c9\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uac04 \ubd84\uc0b0\uc740 \ub9cc\uae30 \uc2dc\uc810\uc774 \ub2e4\ub978 \uc0c1\ud488\ub4e4\uc744 \ub3d9\uc2dc\uc5d0 \ubcf4\uc720\ud558\uc5ec, \uc804\uccb4 \ud68c\uc218 \ud604\uae08 \ud750\ub984\uc744 \uc548\uc815\ud654\ud558\ub294 \uc804\ub7b5\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774\ub54c \uac01 \uc0c1\ud488\uc758 \ub9cc\uae30\ub97c \uc801\uc808\ud788 \ubc30\ubd84\ud558\uba74, \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc720\ub3d9\uc131 \uc704\uae30\uc5d0\ub3c4 \uc77c\ubd80 \ub9cc\uae30\uac00 \ub3c4\ub798\ud558\ub294 \uc0c1\ud488\uc5d0\uc11c \ud68c\uc218 \uc790\uae08\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc5f0\uccb4\ub098 \ubd80\ub3c4\uac00 \ubc1c\uc0dd\ud588\uc744 \uacbd\uc6b0\uc5d0\ub3c4 \uc804\uccb4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uac00 \ud55c\uaebc\ubc88\uc5d0 \ubb34\ub108\uc9c0\ub294 \uc0ac\ud0dc\ub97c \uc608\ubc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ud22c\uc790\uae08\uc744 \uc804\ubd80 P2P\uc5d0 \ubab0\ube75\ud558\uae30\ubcf4\ub2e4\ub294, \ub2e4\ub978 \ud22c\uc790 \uc218\ub2e8\uacfc \ubcd1\ud589\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ucee8\ub300, \uc548\uc815\uc131\uc744 \ucd94\uad6c\ud55c\ub2e4\uba74 \uc608\uae08\uc774\ub098 \ucc44\uad8c\ud615 \ud380\ub4dc \ub4f1\uc744 \uc77c\ubd80 \ubcf4\uc720\ud558\uba74\uc11c, P2P\uc5d0\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 10~20% \uc815\ub3c4\ub9cc \ud22c\uc790\ud558\ub294 \ubc29\uc2dd\uc744 \ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \uc2dd\uc73c\ub85c \uc804\ubc18\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc704\ud5d8\uc744 \uc870\uc808\ud558\uba74\uc11c\ub3c4, P2P \ud22c\uc790\uc5d0\uc11c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ub192\uc740 \uc774\uc790 \uc218\uc775\uc744 \uc5b4\ub290 \uc815\ub3c4 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\uac00 \ube44\uad50\uc801 \uc7a5\uae30\uc801\uc778 \uc2dc\uac01\uc73c\ub85c \uc790\uc0b0\uc744 \ud615\uc131\ud574\ub098\uac00\ub294 \uacfc\uc815\uc744 \uc5fc\ub450\uc5d0 \ub454\ub2e4\uba74, \ud55c \uacf3\uc5d0\ub9cc \uacfc\ub3c4\ud55c \ube44\uc911\uc744 \ub450\ub294 \uac83\uc740 \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4. \ud2b9\ud788 P2P \ud22c\uc790 \uc790\uccb4\uac00 \uc81c\ub3c4\uad8c \uae08\uc735\uc5d0 \ube44\ud574 \uc0c1\ub300\uc801\uc73c\ub85c \uc2e0\uc0dd \ubd84\uc57c\uc774\ubbc0\ub85c, \uac10\ub2f9 \uac00\ub2a5\ud55c \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc811\uadfc\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc678\uc5d0\ub3c4 \u2018\uc7ac\ud22c\uc790 \uc804\ub7b5\u2019\uc744 \uc5b4\ub5bb\uac8c \uc138\uc6b0\ub290\ub0d0\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \ub9cc\uc57d P2P \ud22c\uc790\uc5d0\uc11c \uc77c\uc815 \uc218\uc900\uc758 \uc774\uc790\ub97c \uc218\ub839\ud588\ub2e4\uba74, \uadf8\uac83\uc744 \ubc14\ub85c \uc0dd\ud65c\ube44\ub85c \uc0ac\uc6a9\ud558\uae30\ubcf4\ub2e4\ub294 \ub2e4\uc2dc \ud22c\uc790 \uc0c1\ud488\uc5d0 \uc7ac\ud22c\uc790\ud574 \ubcf5\ub9ac \ud6a8\uacfc\ub97c \ub178\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc7ac\ud22c\uc790\ub97c \ud1b5\ud55c \ubcf5\ub9ac\ub294 \uc7a5\uae30\uac04\uc5d0 \uac78\uccd0 \ud070 \uacb0\uacfc\ub97c \uac00\uc838\ub2e4\uc8fc\ubbc0\ub85c, 2030 \uc138\ub300\ub77c\uba74 \uc774\uc790\ub97c \uc7ac\ud22c\uc790\ud574 \ucd94\uac00 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\ub294 \uc804\ub7b5\uc744 \uad6c\uc0ac\ud560 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \uc7ac\ud22c\uc790\ud560 \ub54c\ub3c4 \ubd84\uc0b0 \uc6d0\uce59\uc744 \uc9c0\ud0a4\uace0, \uae30\uc874\uc5d0 \ud22c\uc790\ud588\ub358 \uc0c1\ud488\uacfc \ub2e4\ub978 \uc0c1\ud488\uc744 \uace8\ub77c\uc11c \uc704\ud5d8\uc744 \ub354\uc6b1 \uc138\ubd84\ud654\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc\uc758 \ud2b8\ub80c\ub4dc\ub97c \uc0b4\ud3b4\ubcf4\uba74, \uc77c\ubd80 \ud50c\ub7ab\ud3fc\uc740 \u2018\ubd80\uc2e4 \ucc44\uad8c \ub9e4\uc785\u2019 \uc81c\ub3c4\ub97c \uc6b4\uc6a9\ud558\uac70\ub098, \u2018\ubcf4\uc99d \ubcf4\ud5d8\u2019\uc744 \uacb0\ud569\ud574 \uc5f0\uccb4 \ubc1c\uc0dd \uc2dc\uc5d0\ub3c4 \uc77c\uc815 \ubd80\ubd84 \uc6d0\uae08 \uc190\uc2e4\uc744 \ub9c9\uc544\uc8fc\ub294 \uc7a5\uce58\ub97c \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uba74, \uc5b4\ub5a4 P2P \uc5c5\uccb4\ub294 \ubd80\ub3d9\uc0b0 \ub2f4\ubcf4 \uc0c1\ud488\uc5d0\uc11c \uc77c\uc815 \uc218\uc900\uc758 \uc5f0\uccb4\uac00 \ubc1c\uc0dd\ud558\uba74, \ud50c\ub7ab\ud3fc \uc790\uccb4\uc801\uc73c\ub85c \ubcf4\uc720\ud55c \uae30\uae08\uc744 \ud1b5\ud574 \ud22c\uc790\uc790\uc5d0\uac8c \uc6b0\uc120 \ubcc0\uc81c\ud558\uace0 \ubd80\ub3d9\uc0b0 \ub2f4\ubcf4\ub97c \ub9e4\uac01\ud558\ub294 \uacfc\uc815\uc744 \ub3c5\uc790\uc801\uc73c\ub85c \uc9c4\ud589\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc548\uc804\uc7a5\uce58\uac00 \ud50c\ub7ab\ud3fc \uc120\ud0dd\uc758 \uc911\uc694\ud55c \uae30\uc900\uc774 \ub420 \uc218 \uc788\uc9c0\ub9cc, \uadf8\ub9cc\ud07c \ud50c\ub7ab\ud3fc\uc758 \uc790\uc0b0 \uac74\uc804\uc131\uacfc \ubcf4\ud5d8 \uc81c\ub3c4\uc758 \ud55c\uacc4 \ub610\ud55c \ubbf8\ub9ac \ud30c\uc545\ud574\uc57c \ud569\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\uac00 \ud30c\uc0b0\ud558\uac70\ub098, \ub2f4\ubcf4\uac00\uce58\uac00 \uae09\ub77d\ud574 \ub9e4\uac01 \uacfc\uc815\uc5d0\uc11c \uc190\uc2e4\uc774 \ucee4\uc9c8 \uacbd\uc6b0, \uacb0\uad6d \ud22c\uc790\uc790\uac00 \ucd94\uac00 \uc190\uc2e4\uc744 \uac10\uc218\ud574\uc57c \ud558\ub294 \uc0c1\ud669\uc774 \uc0dd\uae38 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p>2030 \uc138\ub300\uac00 \uc774\ub7ec\ud55c \uc694\uc18c\ub4e4\uc744 \uc219\uc9c0\ud558\uace0 P2P \ud22c\uc790\ub97c \uc9c4\ud589\ud55c\ub2e4\uba74, \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc740 \uc218\uc775\ub960\uacfc \ud568\uaed8 \uc704\ud5d8\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uc644\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc5b8\uc81c\ub098 \uc608\uce21 \ubd88\uac00\ub2a5\ud55c \ubcc0\uc218\uac00 \uc874\uc7ac\ud55c\ub2e4\ub294 \uc810\uc744 \uae30\uc5b5\ud574\uc57c \ud569\ub2c8\ub2e4. \uc124\ub839 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc544\ubb34\ub9ac \uac15\uc870\ud574\ub3c4, \u2018\uc6d0\uae08 \ubcf4\uc7a5\u2019\uc740 \ubc95\uc801\uc73c\ub85c\ub098 \uc2e4\uc9c8\uc801\uc73c\ub85c\ub098 \ubcf4\uc7a5\ud558\uae30 \uc5b4\ub824\uc6b4 \uc601\uc5ed\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc790\uc2e0\ub9cc\uc758 \uc190\uc2e4 \ud5c8\uc6a9 \ud55c\ub3c4\ub97c \uc124\uc815\ud558\uace0, \uae08\uc561\uc744 \uc5ec\ub7ec \uc0c1\ud488\uacfc \ud50c\ub7ab\ud3fc\uc5d0 \ubd84\uc0b0\uc2dc\ud0a4\ub294 \uac83\uc740 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub610, \uc8fc\uc2dd \uc2dc\uc7a5\uc774\ub098 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \ud750\ub984, \uc740\ud589 \uae08\ub9ac \ubcc0\ub3d9 \ub4f1\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uafb8\uc900\ud788 \uc218\uc9d1\ud558\uba70, P2P \ud22c\uc790 \ube44\uc911\uc744 \uc7ac\uc870\uc815\ud558\ub294 \uc720\uc5f0\uc131\uc774 \uc694\uad6c\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ub9ac\uc2a4\ud06c\uc5d0 \ub300\ud55c \uc774\ud574\uc640 \ub300\ube44\ub294 \u2018\ud22c\uc790 \uacf5\ubd80\u2019\uc640 \uc9c1\uacb0\ub429\ub2c8\ub2e4. 2030 \uc138\ub300\ub294 \ub514\uc9c0\ud138\uc744 \ud1b5\ud574 \uc5bb\uc744 \uc218 \uc788\ub294 \uc815\ubcf4\uac00 \ub9ce\uc73c\uba70, \uc5ec\ub7ec \ucee4\ubba4\ub2c8\ud2f0\ub098 \ud22c\uc790 \uad00\ub828 SNS\ub97c \ud1b5\ud574 \uc9c0\uc2dd\uc744 \uc27d\uac8c \uacf5\uc720\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc815\ubcf4\uc758 \ud64d\uc218 \uc18d\uc5d0\uc11c \uac80\uc99d\ub418\uc9c0 \uc54a\uc740 \ub0b4\uc6a9\uc774\ub098 \uacfc\uc7a5\ub41c \uad11\uace0\uc5d0\ub3c4 \uc27d\uac8c \ub178\ucd9c\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc2e4\uc81c \ud50c\ub7ab\ud3fc \uacf5\uc2dc \uc815\ubcf4, \uae08\uc735\ub2f9\uad6d\uc758 \ubc1c\ud45c \uc790\ub8cc, \uc5b8\ub860 \ubcf4\ub3c4 \ub4f1\uc744 \uad50\ucc28 \ud655\uc778\ud558\ub294 \uc2e0\uc911\ud568\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. P2P \ud22c\uc790\ub97c \ube44\ub86f\ud574 \uc5b4\ub5a0\ud55c \ud22c\uc790\uc5d0\uc11c\ub4e0 \uc131\uacf5\uc758 \ud575\uc2ec\uc740 \ub9ac\uc2a4\ud06c\ub97c \ub2e4\uc2a4\ub9b4 \uc218 \uc788\ub294 \uc9c0\uc2dd\uacfc \uc2e0\uc911\ud568\uc785\ub2c8\ub2e4. \ub2e4\uc74c \uc139\uc158\uc5d0\uc11c\ub294 \uc774\ub7f0 \uc704\ud5d8 \uc694\uc18c\ub97c \ub118\uc5b4, \uc5b4\ub5bb\uac8c \ud558\uba74 \uc7a5\uae30\uc801\uc73c\ub85c P2P\ub97c \ud65c\uc6a9\ud574 \uc790\uc0b0\uc744 \ud0a4\uc6b8 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud574 \uc880 \ub354 \uc2ec\ub3c4 \uc788\uac8c \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"%ec%84%b9%ec%85%98-4-p2p-%ed%88%ac%ec%9e%90%eb%a1%9c-%ec%9e%a5%ea%b8%b0%ec%a0%81-%ec%9e%90%ec%82%b0-%ed%98%95%ec%84%b1%ed%95%98%ea%b8%b0-RLFriNDBWO\">\uc139\uc158 4: P2P \ud22c\uc790\ub85c \uc7a5\uae30\uc801 \uc790\uc0b0 \ud615\uc131\ud558\uae30<\/h2>\n<p>2030 \uc138\ub300\uac00 P2P \ud22c\uc790\ub85c \uc7a5\uae30\uc801 \uc790\uc0b0\uc744 \ud615\uc131\ud558\ub294 \ub370 \uc788\uc5b4 \uac00\uc7a5 \uc911\uc694\ud55c \uac1c\ub150\uc740 \u2018\ubcf5\ub9ac \ud6a8\uacfc\u2019\uc640 \u2018\uc9c0\uc18d \uac00\ub2a5\ud55c \uc804\ub7b5\u2019\uc785\ub2c8\ub2e4. \ud2b9\uc815 \uc2dc\uc810\uc5d0\uc11c \ub192\uc740 \uc218\uc775\ub960\ub9cc\uc744 \ucd94\uad6c\ud558\uae30\ubcf4\ub2e4\ub294, \ub9e4\uc6d4 \ub610\ub294 \ubd84\uae30\ubcc4\ub85c \ubc1c\uc0dd\ud558\ub294 \uc774\uc790\uc640 \uc6d0\uae08\uc744 \uc7ac\ud22c\uc790\ud574 \uc790\uc0b0\uc744 \uae30\ud558\uae09\uc218\uc801\uc73c\ub85c \ub298\ub824\uac00\ub294 \ubc29\ubc95\uc744 \uace0\ubbfc\ud574\uc57c \ud569\ub2c8\ub2e4. \uc8fc\uc2dd \uc2dc\uc7a5\uc774\ub098 \ubd80\ub3d9\uc0b0 \ud22c\uc790\uc640 \ub2ec\ub9ac, P2P \ud22c\uc790\uc5d0\uc11c\ub294 \ub9cc\uae30\uac00 \ub3cc\uc544\uc640 \uc6d0\uae08\uacfc \uc774\uc790\uac00 \ud68c\uc218\ub418\ub294 \uc2dc\uc810\uc774 \uba85\ud655\ud558\ubbc0\ub85c, \uadf8 \uc790\uae08\uc744 \ub2e4\uc2dc \ub2e4\ub978 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uae30\uc5d0 \uc6a9\uc774\ud569\ub2c8\ub2e4. 2030 \uc138\ub300\uc5d0\uac8c\ub294 \uc2dc\uac04\uc774 \uac00\uc7a5 \ud070 \uc790\uc0b0\uc774\ubbc0\ub85c, \uc77c\uc815 \uc218\uc900\uc758 \uc774\uc775\uc744 \uc5bb\uc744 \ub54c\ub9c8\ub2e4 \uc7ac\ud22c\uc790\ub97c \ud1b5\ud574 \ubcf5\ub9ac \ud6a8\uacfc\ub97c \uccb4\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \ub2e8\uae30\u00b7\uc911\uae30\u00b7\uc7a5\uae30\ub85c \ub098\ub260 \uc218 \uc788\uc73c\uba70, P2P \ud22c\uc790 \ub610\ud55c \uc608\uc678\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ub2e8\uae30 \uc0c1\ud488\uc758 \uacbd\uc6b0 3~6\uac1c\uc6d4 \ub9cc\uae30, \uc911\uae30 \uc0c1\ud488\uc740 1~2\ub144 \ub9cc\uae30, \uc7a5\uae30 \uc0c1\ud488\uc740 3\ub144 \uc774\uc0c1\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc7a5\uae30\ub85c \uac08\uc218\ub85d \ub192\uc740 \uc774\uc790\uc728\uc744 \uc81c\uc2dc\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc9c0\ub9cc, \uadf8\ub9cc\ud07c \ub9ac\uc2a4\ud06c\uac00 \ucee4\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \uc790\uc2e0\uc774 \uac00\uc9c4 \uc790\uae08\uc758 \uc131\uaca9\uacfc \ubaa9\uc801\uc5d0 \ub9de\ucdb0 \uae30\uac04\ubcc4 \ubd84\uc0b0\uc744 \ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc608\ucee8\ub300, \ub2f9\uc7a5 1\ub144 \uc774\ub0b4\uc5d0 \uc0ac\uc6a9\ud574\uc57c \ud560 \uc790\uae08\uc774\ub77c\uba74 \uc7a5\uae30 \uc0c1\ud488\uc5d0 \ub123\uae30\ubcf4\ub2e4\ub294 \ub2e8\uae30 \uc0c1\ud488\uc774\ub098 \ub2e4\ub978 \uc720\ub3d9\uc131\uc774 \ub192\uc740 \uc7ac\ud14c\ud06c \uc218\ub2e8\uc744 \uace0\ub824\ud558\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4. \ubc18\uba74, 5\ub144 \uc774\uc0c1 \ubb35\ud600\ub3c4 \uad1c\ucc2e\uc740 \uc885\uc7a3\ub3c8\uc774 \uc788\ub2e4\uba74, \uc2f1\uac00\ud3ec\ub974\ub098 \ubbf8\uad6d \ub4f1 \ud574\uc678 \ud504\ub85c\uc81d\ud2b8\uc5d0 \ud22c\uc790\ud558\ub294 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc740 \uc218\uc775\uc744 \ub178\ub824\ubcfc \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc\uc5d0\ub294 ESG \ud2b8\ub80c\ub4dc\ub97c \ubc18\uc601\ud574, \u2018\ucc29\ud55c \ud22c\uc790\u2019\uc640 \u2018\ud569\ub9ac\uc801 \uc218\uc775\u2019\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud558\ub294 P2P \uc0c1\ud488\ub3c4 \ub298\uc5b4\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc7ac\uc0dd\uc5d0\ub108\uc9c0\ub97c \uac1c\ubc1c\ud558\ub294 \uae30\uc5c5\uc774\ub098 \uc0ac\ud68c\uc801 \uae30\uc5c5\uc5d0 \uc804\ubb38\uc801\uc73c\ub85c \ud22c\uc790 \uc790\uae08\uc744 \uc5f0\uacb0\ud574\uc8fc\ub294 \ud50c\ub7ab\ud3fc\uc774 \ub4f1\uc7a5\ud588\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\ub294 \uc790\uc2e0\ub4e4\uc774 \uc0b4\uc544\uac00\uc57c \ud560 \uc9c0\uad6c \ud658\uacbd\uacfc \uc0ac\ud68c\uc801 \ubb38\uc81c\uc5d0 \ub300\ud574 \ubbfc\uac10\ud558\uae30\ub3c4 \ud558\ubbc0\ub85c, \ud22c\uc790\uc640 \uac00\uce58 \uc18c\ube44\ub97c \uacb0\ud569\ud558\ub824\ub294 \uc2dc\ub3c4\ub97c \uc790\uc8fc \ubcf4\uc785\ub2c8\ub2e4. \ubb3c\ub860 \uc774 \uacbd\uc6b0\uc5d0\ub3c4 \uc218\uc775\ub960\uc774 \ube44\uad50\uc801 \ub0ae\uac70\ub098, \ud504\ub85c\uc81d\ud2b8\uc758 \uc548\uc815\uc131\uc774 \ubd88\ud22c\uba85\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, \ud22c\uc790\ub97c \uacb0\uc815\ud558\uae30 \uc804\uc5d0 \uc18c\uc15c \uc784\ud329\ud2b8 \uce21\uba74\uacfc \uc7ac\ubb34\uc801 \ub9ac\uc2a4\ud06c\ub97c \ud568\uaed8 \uc2ec\uc0ac\uc219\uace0\ud574\uc57c \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub7ec\ud55c \ubc29\ud5a5\uc131\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \ubcf4\uba74 \uacbd\ub825\uc744 \uc313\uace0 \uc0ac\ud68c\uc801 \uc601\ud5a5\ub825\ub3c4 \ud589\uc0ac\ud560 \uc218 \uc788\ub294 \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc9c0\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790\uae08\uc744 \uc77c\uc815 \ube44\uc728\ub85c \ub098\ub220 \u2018\uc815\uae30\uc801 \uc7ac\ud22c\uc790\u2019\ub97c \uc2e4\ud589\ud558\ub294 \uc2b5\uad00\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ucee8\ub300, \ub9e4\uc6d4 10\ub9cc \uc6d0\uc529 P2P \ud50c\ub7ab\ud3fc\uc5d0 \uc0c8\ub86d\uac8c \ud22c\uc790\ud558\uac70\ub098, \ub9cc\uae30\uac00 \ub3c4\ub798\ud55c \uc6d0\uae08+\uc774\uc790\ub97c \uc790\ub3d9 \uc7ac\ud22c\uc790\ud558\ub294 \uae30\ub2a5\uc774 \uc788\ub294 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \uc2dd\uc73c\ub85c \uc790\ub3d9\ud654\ub41c \uc7ac\ud22c\uc790 \uc2dc\uc2a4\ud15c\uc744 \ud65c\uc6a9\ud558\uba74, \uac1c\uc778\uc774 \ud0c0\uc774\ubc0d\uc5d0 \ub300\ud55c \uace0\ubbfc\uc744 \uc904\uc774\uace0 \uafb8\uc900\ud788 \ud22c\uc790 \uae08\uc561\uc744 \ubd88\ub824\ub098\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\ub294 \uc9c1\uc7a5 \uc0dd\ud65c\uc774\ub098 \uac1c\uc778 \uc0ac\uc5c5 \ub4f1\uc73c\ub85c \ubc14\uc05c \uc77c\uc0c1\uc744 \ubcf4\ub0b4\uba74\uc11c\ub3c4, \uc2a4\ub9c8\ud2b8\ud3f0 \ud558\ub098\ub85c \uc0c1\ud658 \ub0b4\uc5ed\uacfc \ud22c\uc790 \ub0b4\uc5ed\uc744 \uc27d\uac8c \ubaa8\ub2c8\ud130\ub9c1\ud560 \uc218 \uc788\uc5b4 \uc2dc\uac04\uacfc \uc5d0\ub108\uc9c0\ub97c \uc808\uc57d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9cc\uc57d \uc0ac\uc5c5\uc774\ub098 \ucc3d\uc5c5\uc744 \uc900\ube44 \uc911\uc774\ub77c\uba74, P2P \ud22c\uc790\ub97c \ud1b5\ud574 \ub9c8\ub828\ud55c \uc790\uae08 \uc774\uc775\uc744 \ub2e4\uc2dc \ubcf8\uc778\uc758 \ube44\uc988\ub2c8\uc2a4\ub97c \ud655\uc7a5\ud558\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uad6d\ub0b4\uc678\uc758 \uc5ec\ub7ec \uccad\ub144 \ucc3d\uc5c5\uc790\ub4e4\uc774 \ucd08\uae30 \uc2dc\ub4dc\uba38\ub2c8\ub97c P2P \ud22c\uc790\uc5d0\uc11c \uc5bb\uc740 \uc218\uc775\uc73c\ub85c \ubcf4\ud0dc\uc5b4 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud558\ub294 \uc0ac\ub840\uac00 \ub298\uc5b4\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \uc774\ub7ec\ud55c \ubc29\uc2dd\uc740 \uac1c\uc778\uc801\uc778 \uc0ac\uc5c5 \uc5ed\ub7c9\uacfc \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc131\ud328\uac00 \ud06c\uac8c \uac08\ub9ac\uae30 \ub54c\ubb38\uc5d0, \uc548\uc815\uc801\uc778 \uc218\uc775\uc774 \ud655\ubcf4\ub41c \ub4a4\uc5d0 \uace0\ub824\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc P2P \ud22c\uc790\ub97c \ud1b5\ud574 \uc77c\uc815\ud55c \ud604\uae08 \ud750\ub984\uc774 \ud655\ubcf4\ub41c\ub2e4\uba74, \uc790\uc601\uc5c5\uc790\ub098 \uc2a4\ud0c0\ud2b8\uc5c5 \ucc3d\uc5c5\uac00\uc5d0\uac8c\ub3c4 \uc7ac\ud22c\uc790 \uae30\ud68c\uc640 \ub124\ud2b8\uc6cc\ud06c \ud655\uc7a5\uc758 \ubc1c\ud310\uc744 \ub9c8\ub828\ud574\uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucf54\ub85c\ub09819 \uc774\ud6c4 \ube44\ub300\uba74 \ubb38\ud654\uac00 \ud655\uc0b0\ub418\uba74\uc11c P2P \ud50c\ub7ab\ud3fc\ub4e4\uc740 \ubaa8\ubc14\uc77c \uc0ac\uc6a9 \ud3b8\uc758\uc131\uc744 \ub300\ud3ed \uac1c\uc120\ud574\uc654\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \ud22c\uc790 \uc2e0\uccad\ubd80\ud130 \uacb0\uacfc \ud655\uc778\uae4c\uc9c0 \uc804 \uacfc\uc815\uc744 \ubaa8\ubc14\uc77c \uc571\uc5d0\uc11c \ucc98\ub9ac\ud558\ub294 \uac83\uc774 \uc810\uc810 \ub354 \uc26c\uc6cc\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\ubfd0 \uc544\ub2c8\ub77c \ubcf4\ub2e4 \ud3ed\ub113\uc740 \uc5f0\ub839\uce35\uc774 \ud765\ubbf8\ub97c \ubcf4\uc774\ub294 \uc0c1\ud669\uc774\uc9c0\ub9cc, \uc5ec\uc804\ud788 MZ\uc138\ub300\uac00 \uac00\uc7a5 \uc801\uadf9\uc801\uc778 \ub9cc\ud07c, \uc0c8\ub85c\uc6b4 \uae30\ub2a5\uacfc UX\/UI \uac1c\uc120\uc740 \uacc4\uc18d\ud574\uc11c \uc774\ub8e8\uc5b4\uc9c8 \uac83\uc785\ub2c8\ub2e4. \uc2e4\uc2dc\uac04 \ucc44\ud305\uc744 \ud1b5\ud55c \uc0c1\ub2f4, \uc790\ub3d9 \ubd84\uc0b0\ud22c\uc790 \uc54c\uace0\ub9ac\uc998 \ucd94\ucc9c, \uc18c\uc15c\ubbf8\ub514\uc5b4\uc640 \uc5f0\ub3d9\ud55c \ud22c\uc790 \ud604\ud669 \uacf5\uc720 \ub4f1 \ub2e4\uc591\ud55c \uae30\ub2a5\uc774 \ubcf4\ud3b8\ud654\ub418\uba74\uc11c, P2P \ud22c\uc790\uac00 \uc810\ucc28 \u2018\ud558\ub098\uc758 \uc0dd\ud65c \uc2b5\uad00\u2019\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c P2P \ud22c\uc790\ub97c \uadf9\ub300\ud654\ud558\uae30 \uc704\ud574 \ud544\uc694\ud55c \ub610 \ub2e4\ub978 \uc694\uc18c\ub294 \u2018\ub124\ud2b8\uc6cc\ud0b9\u2019\uc785\ub2c8\ub2e4. \ub3d9\uc885 \ud22c\uc790\uc790 \ucee4\ubba4\ub2c8\ud2f0\uc5d0\uc11c \uacbd\ud5d8\uc744 \uacf5\uc720\ud558\uace0, \ud50c\ub7ab\ud3fc \uad00\uacc4\uc790\ub098 \uc804\ubb38\uac00\uc758 \uc138\ubbf8\ub098 \ud639\uc740 \ucee8\ud37c\ub7f0\uc2a4\uc5d0 \ucc38\uc11d\ud558\uc5ec \uc778\uc0ac\uc774\ud2b8\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 2030 \uc138\ub300\ub294 SNS\ub098 \uc624\ud504\ub77c\uc778 \ubaa8\uc784\uc744 \ud1b5\ud574 \uc815\ubcf4\ub97c \ube60\ub974\uac8c \uad50\ud658\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc5b4\ub290 \ud50c\ub7ab\ud3fc\uc758 \uc5f0\uccb4\uc728\uc774 \uac11\uc790\uae30 \uc0c1\uc2b9\ud588\uc744 \ub54c \uc989\uac01\uc801\uc73c\ub85c \ub300\uc751\ud558\uac70\ub098, \uc0c8\ub86d\uac8c \ub5a0\uc624\ub974\ub294 \uc0c1\ud488\uc744 \ube60\ub974\uac8c \uc811\ud560 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc744 \uac16\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \ub124\ud2b8\uc6cc\ud0b9 \ud65c\ub3d9\uc744 \ud1b5\ud574 \uc62c\ubc14\ub978 \ud22c\uc790 \ud310\ub2e8\uc744 \ub0b4\ub9ac\uba74, \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc790\uc0b0 \uc131\uc7a5\uc744 \ub3c4\ubaa8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae30\uc5c5\uc774\ub098 \uae08\uc735\uae30\uad00 \uc785\uc7a5\uc5d0\uc11c\ub294, 2030 \uc138\ub300\uc758 P2P \ud22c\uc790 \ud65c\ub3d9\uc774 \ubbf8\ub798 \uae08\uc735 \uc0dd\ud0dc\uacc4\ub97c \ud601\uc2e0\ud560 \uc218 \uc788\ub294 \uc911\uc694\ud55c \uc9c0\ud45c\ub85c \uac04\uc8fc\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc2e0\ub8b0\uac00 \ub0ae\uc544\uc9c4 \uc2dc\ub300\uc5d0, \uac1c\uc778\uc774 \uc9c1\uc811 \uc790\uae08\uc744 \uc6b4\uc6a9\ud558\uace0 \ub300\ucd9c\uc790\uc640 \uc9c1\uc811 \uacc4\uc57d\uc744 \ub9fa\ub294 \u2018\ud0c8\uc911\uc559\ud654\u2019\uc801 \ubc29\uc2dd\uc758 \uae08\uc735\uc774 \uc810\ucc28 \ubcf4\ud3b8\ud654\ub420 \uac00\ub2a5\uc131\uc774 \ub192\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774\ub294 \uc774\uc790 \uc218\uc775 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac16\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\uac00 P2P \ud22c\uc790 \uacbd\ud5d8\uc744 \ud1b5\ud574 \uae08\uc735 \uc9c0\uc2dd\uc744 \uc313\uace0, \ub354 \ub098\uc544\uac00 \uac1c\uc778 \uc7ac\ubb34 \uacc4\ud68d\uc744 \uccb4\uacc4\uc801\uc73c\ub85c \uc218\ub9bd\ud558\ub294 \uacc4\uae30\ub97c \ub9cc\ub4e4\uc5b4\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uacb0\uad6d \uac00\uacc4 \uc790\uc0b0 \ud615\uc131 \ubfd0 \uc544\ub2c8\ub77c \uae08\uc735 \uc0dd\ud0dc\uacc4 \uc804\ubc18\uc758 \ub2e4\uc591\uc131\uc744 \ub192\uc774\ub294 \uae0d\uc815\uc801 \ud6a8\uacfc\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc7a5\uae30\uc801 \uc790\uc0b0 \ud615\uc131\uc744 \uc704\ud574\uc120 \uc2dc\uae30\ubcc4 \uc815\uce58\u00b7\uacbd\uc81c\u00b7\uc0ac\ud68c\uc801 \uc774\ubca4\ud2b8\uc5d0 \ub530\ub978 \ub9ac\uc2a4\ud06c \ubcc0\ub3d9\ub3c4 \uc5fc\ub450\uc5d0 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ub300\uc120\uc744 \uc55e\ub450\uace0 \uc815\ucc45 \ubcc0\ud654\uac00 \uc608\uc0c1\ub418\uac70\ub098, \ub300\ud615 \uae00\ub85c\ubc8c \uc774\uc288(\uc608: \ubb34\uc5ed\ubd84\uc7c1, \uc804\uc7c1, \uae09\uaca9\ud55c \uae08\ub9ac \ubcc0\ub3d9)\uac00 \uc608\uc0c1\ub420 \ub54c\ub294 P2P \uc2dc\uc7a5\uc5d0\ub3c4 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ub300\ube44\ud574 \uc5ec\uc720 \uc790\uae08\uc744 \ucda9\ubd84\ud788 \ud655\ubcf4\ud574\ub450\uace0, \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uc0c1\ud488 \uc9c4\uc785\uc744 \uc7a0\uc2dc \ubcf4\ub958\ud558\uba70 \uc2dc\uc7a5 \uc0c1\ud669\uc744 \uad00\ub9dd\ud558\ub294 \ub4f1\uc758 \uc720\uc5f0\ud55c \ud0dc\ub3c4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c \uc678\ud654 \uae30\ubc18\uc758 P2P \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uacbd\uc6b0 \ud658\uc728 \ubcc0\ub3d9\uc5d0\ub3c4 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud569\ub2c8\ub2e4. \uac00\ub839 \ub2ec\ub7ec \ud45c\uc2dc \uc0c1\ud488\uc5d0 \ud22c\uc790\ud588\ub294\ub370 \uac11\uc791\uc2a4\ub7fd\uac8c \uc6d0\ud654 \uac15\uc138\uac00 \uc9c4\ud589\ub41c\ub2e4\uba74, \uc6d0\uae08 \ud658\uc0b0 \uc2dc \uc190\uc2e4\uc744 \ubcfc \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ucc98\ub7fc \uc885\ud569\uc801\uc778 \uac70\uc2dc\ud658\uacbd \uc778\uc2dd\uacfc \uc704\ud5d8\uad00\ub9ac\uac00 \ub4b7\ubc1b\uce68\ub41c\ub2e4\uba74, 2030 \uc138\ub300\ub294 P2P \ud22c\uc790\ub97c \ud1a0\ub300\ub85c \uc548\uc815\uc801\uc774\uace0\ub3c4 \ud48d\uc694\ub85c\uc6b4 \uc7ac\ubb34 \uae30\ubc18\uc744 \ub2e4\uc838\uac08 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uacb0\uacfc\uc801\uc73c\ub85c, \uc139\uc158 4\uc5d0\uc11c\ub294 P2P \ud22c\uc790\ub85c \uc7a5\uae30\uc801 \uc790\uc0b0 \ud615\uc131\ud558\uae30 \uc704\ud55c \ubcf5\ub9ac \uc804\ub7b5, \uae30\uac04\ubcc4 \ubd84\uc0b0 \ud22c\uc790, ESG \ud2b8\ub80c\ub4dc\ub97c \uc811\ubaa9\ud55c \uc0c1\ud488 \uc120\ud0dd, \uadf8\ub9ac\uace0 \ub124\ud2b8\uc6cc\ud0b9 \uac00\uce58\ub97c \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. 2030 \uc138\ub300\uac00 \uac00\uc9c4 \uc2dc\uac04\uc801 \uc5ec\uc720\uc640 \ub514\uc9c0\ud138 \uce5c\ud654\ub825\uc744 \uc801\uadf9 \ud65c\uc6a9\ud55c\ub2e4\uba74, P2P \ud22c\uc790\ub77c\ub294 \uc0c8\ub85c\uc6b4 \ud328\ub7ec\ub2e4\uc784 \uc18d\uc5d0\uc11c \uc758\ubbf8 \uc788\ub294 \uc131\uacfc\ub97c \ucc3d\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc81c \uc774\ubc88 \uae30\uc0ac\ub97c \ud1b5\ud574 \ubc30\uc6b4 \ub0b4\uc6a9\uc744 \uac04\ub2e8\ud558\uac8c \uc694\uc57d\ud558\uace0, \ud575\uc2ec \ud3ec\uc778\ud2b8\ub97c \uc9da\uc5b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"%eb%a7%88%eb%ac%b4%eb%a6%ac-%eb%b0%8f-%ed%95%b5%ec%8b%ac-%ec%9a%94%ec%95%bd-RLFriNDBWO\">\ub9c8\ubb34\ub9ac \ubc0f \ud575\uc2ec \uc694\uc57d<\/h2>\n<p>\uc624\ub298\uc740 2030 \uc138\ub300\ub97c \uc704\ud574 P2P \ud22c\uc790\uc758 \uac1c\ub150\ubd80\ud130 \ud50c\ub7ab\ud3fc \uc120\ud0dd, \ub9ac\uc2a4\ud06c \uad00\ub9ac, \uadf8\ub9ac\uace0 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ud615\uc131 \uc804\ub7b5\uae4c\uc9c0 \ud3ed\ub113\uac8c \uc0b4\ud3b4\ubcf4\uc558\uc2b5\ub2c8\ub2e4. P2P \ud22c\uc790\ub294 \ub514\uc9c0\ud138 \uc2dc\ub300\uc5d0 \uc801\ud569\ud55c \ub300\uc548 \uae08\uc735 \ubaa8\ub378\ub85c, \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uc9c4\uc785\uc7a5\ubcbd\uacfc \ud22c\uba85\uc131, \uadf8\ub9ac\uace0 \uae30\uc220 \ud601\uc2e0\uc744 \ud1b5\ud55c \ud6a8\uc728\uc801\uc778 \ub300\ucd9c \uc2ec\uc0ac\uc640 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc744 \uac16\ucd94\uace0 \uc788\uc5b4\uc11c \uc80a\uc740 \uc138\ub300\uc5d0\uac8c \ud2b9\ud788 \ub9e4\ub825\uc801\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc5f0\uccb4\uc728\uacfc \ud50c\ub7ab\ud3fc\uc758 \ubd80\uc2e4 \uad00\ub9ac\ub97c \ube44\ub86f\ud55c \ub9ac\uc2a4\ud06c\uac00 \uc874\uc7ac\ud558\ubbc0\ub85c, \ud22c\uc790\ub97c \uacb0\uc815\ud558\uae30 \uc804 \uaf3c\uaf3c\ud55c \uac80\uc99d\uacfc \ubd84\uc0b0 \uc804\ub7b5\uc774 \ud544\uc218\uc801\uc784\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud560 \ub54c\uc5d0\ub294 \uc815\ubcf4 \uacf5\uac1c \uc218\uc900\uacfc \ub300\ucd9c \uc2ec\uc0ac \uc5ed\ub7c9, \uace0\uac1d \uc9c0\uc6d0, \uc218\uc218\ub8cc \uad6c\uc870, \uadf8\ub9ac\uace0 \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \uace0\ub824\ud574\uc57c \ud558\uba70, \ud22c\uc790\uc790\ub294 \ubd84\uc0b0\ud22c\uc790\ub97c \ud1b5\ud574 \ubd88\ud655\uc2e4\uc131\uc744 \uc5b5\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uac70\uc2dc\uacbd\uc81c\uc758 \ud750\ub984\uc5d0 \ub530\ub978 \ub9ac\uc2a4\ud06c \ubcc0\ub3d9 \uc694\uc18c\ub97c \uc778\uc9c0\ud558\uace0, \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ud615\uc131\uc744 \uc704\ud574 \ubcf5\ub9ac \ud6a8\uacfc\ub97c \uc2ed\ubd84 \ud65c\uc6a9\ud560 \uac83\uc744 \uc81c\uc548\ud588\uc2b5\ub2c8\ub2e4. P2P \ud22c\uc790\ub294 \uc8fc\uc2dd\uc774\ub098 \ubd80\ub3d9\uc0b0 \uac19\uc740 \uc804\ud1b5 \uae08\uc735 \uc0c1\ud488\uacfc \ube44\uad50\ud588\uc744 \ub54c \uc0dd\uae34 \uc9c0 \uc5bc\ub9c8 \ub418\uc9c0 \uc54a\uc740 \ubd84\uc57c\uc774\uc9c0\ub9cc, 2030 \uc138\ub300\ub77c\uba74 \ub514\uc9c0\ud138 \uce5c\ud654\ub825\uacfc \ud48d\ubd80\ud55c \uc815\ubcf4 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \uadf8 \uc7a0\uc7ac\ub825\uc744 \ucda9\ubd84\ud788 \uc0b4\ub824\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, P2P \ud22c\uc790\ub294 \ubbf8\ub798 \uae08\uc735 \uc0dd\ud0dc\uacc4\uc758 \uc911\uc694\ud55c \ucd95\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc73c\uba70, 2030 \uc138\ub300\ub294 \uc774 \ud601\uc2e0\uc801\uc778 \ud750\ub984\uc758 \uc120\ub450\uc5d0 \uc124 \uc218 \uc788\ub294 \ucd5c\uc801\uc758 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \uc5b4\ub5a4 \ud22c\uc790\uc5d0\uc11c\ub3c4 \u2018\uc6d0\uae08 \ubcf4\uc7a5\u2019\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \uc815\ubcf4\ub97c \ucda9\ubd84\ud788 \uc218\uc9d1\ud558\uace0 \ub9ac\uc2a4\ud06c\ub97c \ud1b5\uc81c\ud558\ub294 \uc9c0\ud61c\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774\ubc88 \uac00\uc774\ub4dc\uac00 P2P \ud22c\uc790\ub97c \uace0\ubbfc\ud558\ub294 2030 \uc138\ub300\uc5d0\uac8c \uc720\uc6a9\ud55c \uae38\uc7a1\uc774\uac00 \ub418\uae38 \ubc14\ub77c\uba70, \uac01\uc790\uc758 \uc7ac\ubb34 \ubaa9\ud45c\uc640 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uc5d0 \ub9de\uac8c \ud604\uba85\ud55c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2030 \uc138\ub300\ub97c \uc704\ud55c P2P \ud22c\uc790 \uc785\ubb38\ubd80\ud130 \uc2e4\uc804\uae4c\uc9c0! \uc548\uc815\uc801 \uc218\uc775 \ucc3d\ucd9c\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5\uc744 \ud55c\ub208\uc5d0 \uc0b4\ud3b4\ubcf4\ub294 \uc644\ubcbd \uac00\uc774\ub4dc.<\/p>\n","protected":false},"author":1,"featured_media":57251,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1965],"tags":[7054],"class_list":["post-57247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","tag-ai"],"acf":[],"_links":{"self":[{"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/posts\/57247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/comments?post=57247"}],"version-history":[{"count":1,"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/posts\/57247\/revisions"}],"predecessor-version":[{"id":57250,"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/posts\/57247\/revisions\/57250"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/media\/57251"}],"wp:attachment":[{"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/media?parent=57247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/categories?post=57247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/m9js.shop\/blog\/wp-json\/wp\/v2\/tags?post=57247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}